Method And Device For Communicating Transactional Data

1. A computer-implemented method comprising: scanning, with a card reader of a gift card purchasing device, gift card data from a physical version of a gift card offered for sale by a customer; scanning, with the card reader, customer information from a physical version of a government issued identity document of the customer, wherein the customer information includes a government issued identification number of the customer, and wherein the customer is associated with a purchase offer rate; associating, with the computer system of the gift card purchasing device, the gift card data with the customer information; determining, with the computer system, a balance of the gift card based at least partly on the gift card data; determining, with the computer system, a purchase offer for purchasing the gift card from the customer as a percentage of the balance of the gift card from the purchase offer rate associated with the customer; receiving, with a card holder of the gift card purchasing device, the physical version of the gift card in a security safe of the card holder via a card-sized slit of the gift card purchasing device; scanning, with a scanner of the card holder, the physical version of the gift card during receipt of the physical version of the gift card in the card holder before allowing a payment of the purchase offer to the customer; in response to a determination that the physical gift card is securely received by the card holder, providing, with the computer system, the payment of the purchase offer to the customer; and providing, with the computer system, at least a portion of the gift card data to a secondary marketplace.

2. The method of claim 1 , wherein the gift card data comprises at least one of an issuer of the gift card, a unique account number of the gift card, and a PIN number of the gift card.

3. The method of claim 1 , wherein the determining the balance of the gift card comprises accessing an external database storing the balance of the gift card.

4. The method of claim 1 , wherein the determining the balance of the gift card comprises navigating to a web form and automatically populating a web form field with the gift card data.

5. The method of claim 1 , wherein the determining the balance of the gift card comprises displaying, by a display, instructions to the customer associated with determining the balance of the gift card.

6. The method of claim 1 , wherein the card reader comprises at least one of a magnetic strip reader, a barcode reader, and an optical character recognition (OCR) scanner.

7. The method of claim 1 , wherein the customer information further comprises at least one of a name of the customer, an address of the customer, and an image of the customer.

8. The method of claim 1 , further comprising: capturing, by a biometric reader, biometric information of the customer; and associating, with the computer system, the biometric information with the gift card data and the customer information.

9. The method of claim 1 , further comprising: receiving, with the computer system, a recommended purchase offer rate from a central control system, wherein the purchase offer is calculated based at least partly on the recommended purchase offer rate.

10. The method of claim 1 , wherein the purchase offer is further calculated based at least partly on a purchase offer rate associated with an issuer of the gift card.

11. The method of claim 1 , further comprising: displaying, by a display, the purchase offer for the gift card to the customer.

12. The method of claim 1 , further comprising: receiving, with the computer system, an acceptance of the purchase offer from the customer.

13. The method of claim 12 , further comprising: generating, with the computer system, a report to the customer including at least one of a name of a party purchasing the gift card, a time stamp of the payment, at least a portion of the customer information, at least a portion of the gift card data, and the amount of the purchase offer.

14. The method of claim 12 , further comprising: storing, with the computer system, in a database at least one of a location of the payment, a time stamp of the payment, the customer information, an issuer of the gift card, the gift card data, an employee code of an employee associated with the payment, a face value of the gift card, and the amount of the purchase offer.

15. The method of claim 12 , further comprising: generating, by a label generator, a label for application to the physical version of the gift card, the label including at least one of a location of the payment, a time stamp of the payment, the customer information, an issuer of the gift card, the gift card data, an employee code of an employee associated with the payment, a face value of the gift card, and the amount of the purchase offer.

16. The method of claim 12 , further comprising: determining, with the computer system, after the payment to the customer, that the balance of the gift card has changed; and associating, with the computer system, a fraud alert with the customer information of the customer.

17. The method of claim 1 , further comprising: receiving, with the computer system, a fraud alert for the customer from an external party; and associating, with the computer system, the fraud alert with the customer information of the customer.

18. The method of claim 1 , further comprising: calculating, with the computer system, a sale price for selling the gift card to the secondary marketplace.

19. The method of claim 18 , further comprising: receiving, with the computer system, a recommended sale price from a central control system, wherein the sale price is calculated based at least partly on the recommended sale price.

20. The method of claim 18 , wherein the sale price is calculated based at least partly on at least one of current market rates, a sale rate associated with an issuer of the gift card, a sale rate associated with an individual gift card, and sale rate associated with the secondary marketplace.

21. The method of claim 1 , further comprising: offering, with the computer system, the gift card for sale to a plurality of different secondary marketplaces; receiving, with the computer system, a sale price from at least a portion of the plurality of different secondary marketplaces; and selecting, with the computer system, the secondary marketplace based at least partly on the sale price received from the at least a portion of the plurality of different secondary marketplaces.

22. The method of claim 1 , further comprising: receiving, with the computer system, from the secondary marketplace, at least one of a sale price of the gift card, a sale rate of the gift card, a status of the gift card, a shipping cost associated with physical delivery of the physical version of the gift card, a sale date of the gift card, a commission charge associated with a sale of the gift card, and a net payment expected from the sale of the gift card.

23. The method of claim 1 , further comprising: generating, with the computer system, a user customizable report capable of being organized by at least one of an issuer of the gift card, a unique account number of the gift card, a PIN number of the gift card, a name of the customer, an address of the customer, government issued identification number of the customer, identifying information of the customer, a balance of the gift card, a purchase offer price of the gift card, a purchase offer rate of the gift card, a sale price of the gift card, a sale rate of the gift card, a status of the gift card, a shipping cost associated with physical delivery of the physical version of the gift card, a time stamp associated with a purchase or sale of the gift card.

24. The method of claim 1 , wherein the providing the at least a portion of the gift card data to the secondary marketplace comprises navigating to a web form and automatically populating a web form field with the at least a portion of the gift card data.

25. The method of claim 1 , further comprising: storing, with the computer system, a status of the card data and a status of a physical location of the physical version of the gift card in a database.

26. A device comprising: a card reader configured to scan gift card data from a physical version of a gift card offered for sale by a customer and to scan customer information from a physical version of a government issued identity document of the customer, wherein the customer is associated with a purchase offer rate; one or more processors; a computer system implemented at least in part by the one or more processors, the computer system programmed or configured to: associate the gift card data with the customer information; determine a balance of the gift card based at least partly on the gift card data; determine a purchase offer for purchasing the gift card from the customer as a percentage of the balance of the gift card from the purchase offer rate associated with the customer; and provide at least a portion of the gift card data to a secondary marketplace; and a card holder configured to receive the physical version of the gift card in a security safe of the card holder via a card-sized slit of the gift card purchasing device, wherein the card holder includes a scanner configured to scan the physical version of the gift card during receipt of the physical version of the gift card in the card holder before allowing a payment of the purchase offer to the customer, and wherein the computer system is further programmed or configured to provide the payment of the purchase offer to the customer in response to a determination that the physical gift card is securely received by the card holder.

27. The device of claim 26 , wherein the gift card data comprises at least one of an issuer of the gift card, a unique account number of the gift card, and a PIN number of the gift card.

28. The device of claim 26 , wherein the computer system is further configured to determine the balance of the gift card by accessing an external database storing the balance of the gift card.

29. The device of claim 26 , wherein the computer system is further configured to determine the balance of the gift card by navigating to a web form and automatically populating a web form field with the gift card data.

30. The device of claim 26 , further comprising: a display configured to display instructions to the customer associated with determining the balance of the gift card.

31. The device of claim 26 , wherein the card reader comprises at least one of a magnetic strip reader, a barcode reader, and an optical character recognition (OCR) scanner.

32. The device of claim 26 , wherein the customer information comprises at least one of a name of the customer, an address of the customer, the government issued identification number of the customer, and an image of the customer.

33. The device of claim 26 , further comprising: a biometric reader configured to capture biometric information of the customer, wherein the computer system is further configured to: associate the biometric information with the gift card data and the customer information.

34. The device of claim 26 , wherein the computer system is further configured to: receive a recommended purchase offer rate from a central control system, wherein the purchase offer is calculated based at least partly on the recommended purchase offer rate.

35. The device of claim 26 , wherein the purchase offer is further calculated based at least partly on a purchase offer rate associated with an issuer of the gift card.

36. The device of claim 26 , further comprising: a display configured to display the purchase offer for the gift card to the customer.

37. The device of claim 26 , wherein the computer system is further configured to: receive an acceptance of the purchase offer from the customer.

38. The device of claim 37 , wherein the computer system is further configured to: generate a report to the customer including at least one of a name of a party purchasing the gift card, a time stamp of the payment, at least a portion of the customer information, at least a portion of the gift card data, and the amount of the purchase offer.

39. The device of claim 37 , wherein the computer system is further configured to: store in a database at least one of a location of the payment, a time stamp of the payment, the customer information, an issuer of the gift card, the gift card data, an employee code of an employee associated with the payment, a face value of the gift card, and the amount of the purchase offer.

40. The device of claim 37 , further comprising: a label generator configured to generate a label for application to the physical version of the gift card, the label including at least one of a location of the payment, a time stamp of the payment, the customer information, an issuer of the gift card, the gift card data, an employee code of an employee associated with the payment, a face value of the gift card, and the amount of the purchase offer.

41. The device of claim 37 , wherein the computer system is further configured to: determine after the payment to the customer, that the balance of the gift card has changed; and associate a fraud alert with the customer information of the customer.

42. The device of claim 26 , wherein the computer system is further configured to: receive a fraud alert for the customer from an external party; and associate the fraud alert with the customer information of the customer.

43. The device of claim 26 , wherein the computer system is further configured to: calculate a sale price for selling the gift card to the secondary marketplace.

44. The device of claim 43 , wherein the computer system is further configured to: receive a recommended sale rate from a central control system, wherein the sale price is calculated based at least partly on the recommended sale rate.

45. The device of claim 43 , wherein the sale price is calculated based at least partly on at least one of current market rates, a sale rate associated with an issuer of the gift card, a sale rate associated with an individual gift card, and sale rate associated with the secondary marketplace.

46. The device of claim 26 , wherein the computer system is further configured to: offer the gift card for sale to a plurality of different secondary marketplaces; receive a sale price from at least a portion of the plurality of different secondary marketplaces; and determine the secondary marketplace based at least partly on the sale price received from the at least a portion of the plurality of different secondary marketplaces.

47. The device of claim 26 , wherein the computer system is further configured to: receive from the secondary marketplace, at least one of a sale price of the gift card, a sale rate of the gift card, a status of the gift card, a shipping cost associated with physical delivery of the physical version of the gift card, a sale date of the gift card, a commission charge associated with a sale of the gift card, and a net payment expected from the sale of the gift card.

48. The device of claim 26 , wherein the computer system is further configured to: generate a user customizable report capable of being organized by at least one of an issuer of the gift card, a unique account number of the gift card, a PIN number of the gift card, a name of the customer, an address of the customer, an identification number of the customer, identifying information of the customer, a balance of the gift card, a purchase offer price of the gift card, a purchase offer rate of the gift card, a sale price of the gift card, a sale rate of the gift card, a status of the gift card, a shipping cost associated with physical delivery of physical version of the gift card, a time stamp associated with a purchase or sale of the gift card.

49. The device of claim 26 , wherein the computer system is further configured to: navigate to a web form and automatically populate a web form field with the at least a portion of the gift card data to transmit the at least a portion of the gift card data to the secondary marketplace.

50. The device of claim 26 , wherein the computer system is further configured to: store a status of the card data and a status of a physical location of the physical version of the gift card in a database.