Legal claims defining the scope of protection. Each claim is shown in both the original legal language and a plain English translation.
1. A dynamic transaction card comprising: an outer protective layer having an outer edge, an outer surface, and an inner surface; a card backing having an outer edge, an outer surface, and an inner surface, wherein the card backing and the outer protective layer are connected along their respective outer edges to form a core layer containing: an energy storage component; and a printed circuit board (PCB) to provide integration between components of the dynamic transaction card via a conductive path; a first protective film layer covering the outer surface of the outer protective layer; and a first antenna comprising conductive ink and printed on the first protective film layer.
A dynamic transaction card is designed to enhance security and functionality in payment systems by incorporating interactive electronic components. The card includes an outer protective layer and a card backing, both with aligned edges, forming a core layer that houses an energy storage component and a printed circuit board (PCB). The PCB facilitates electrical connections between various components within the card. A first protective film layer covers the outer surface of the outer protective layer, and a first antenna, made of conductive ink, is printed on this film. The antenna enables wireless communication, such as near-field communication (NFC), for secure transactions. The energy storage component powers the card's electronic functions, while the PCB ensures reliable integration of all components. This design allows the card to dynamically display information, authenticate transactions, or interact with external devices, addressing security and usability challenges in traditional static payment cards. The use of conductive ink for the antenna reduces manufacturing complexity while maintaining performance. The card's modular structure ensures durability and flexibility in integrating additional features.
2. The dynamic transaction card of claim 1 , wherein: the first protective film layer has an interior surface proximate the outer surface of the outer protective layer and an exterior surface facing away from the outer surface of the outer protective layer; and the first antenna is printed on the interior surface of the first protective film layer.
A dynamic transaction card includes a protective film layer with an interior surface adjacent to an outer protective layer and an exterior surface facing outward. The card features an antenna printed on the interior surface of the protective film layer. This design ensures the antenna is securely embedded within the card structure, protected from external damage while maintaining functionality. The protective film layer provides durability and resistance to wear, while the printed antenna enables wireless communication for transaction processing. The card may also include additional layers, such as a substrate and a second protective film, to enhance structural integrity and security. The antenna's placement on the interior surface of the protective film ensures optimal signal transmission while preventing exposure to environmental factors that could degrade performance. This configuration is particularly useful in financial transaction cards, access control cards, or identification cards where reliability and durability are critical. The printed antenna allows for seamless integration into the card's layered construction, reducing manufacturing complexity while ensuring consistent performance.
3. The dynamic transaction card of claim 2 , wherein the first antenna is visible on the exterior surface of the first protective film layer.
A dynamic transaction card includes a first antenna and a second antenna, each configured to communicate with a payment terminal. The first antenna is positioned on the exterior surface of a first protective film layer, making it visible from the outside. The second antenna is embedded within a second protective film layer, which is positioned beneath the first protective film layer. The card also includes a display layer between the first and second protective film layers, capable of dynamically displaying transaction information. The first antenna is designed to receive and transmit data, while the second antenna provides additional communication capabilities. The protective film layers protect the internal components, including the display and antennas, from damage. This design allows the card to securely process transactions while providing a visible antenna for user interaction and a hidden antenna for enhanced functionality. The dynamic display updates transaction details in real-time, improving security and user experience. The card's layered structure ensures durability while maintaining communication efficiency.
4. The dynamic transaction card of claim 1 , wherein: the first protective film layer has an interior surface proximate the outer surface of the outer protective layer and an exterior surface facing away from the outer surface of the outer protective layer; and the first antenna is printed on the exterior surface of the first protective film layer.
A dynamic transaction card includes multiple layers designed to enhance security and functionality. The card features an outer protective layer with an outer surface, providing durability and protection. A first protective film layer is positioned adjacent to this outer protective layer, with an interior surface facing the outer protective layer and an exterior surface facing outward. A first antenna is printed on the exterior surface of the first protective film layer, enabling wireless communication capabilities such as near-field communication (NFC) or radio-frequency identification (RFID). The antenna is integrated into the card structure to facilitate secure and reliable data transmission. The layered design ensures that the antenna remains protected while maintaining its functionality, addressing the need for secure and durable transaction cards in financial and identification applications. This configuration allows the card to interact with external devices while maintaining structural integrity and resistance to wear. The printed antenna on the protective film layer optimizes signal transmission and reception, improving the overall performance of the dynamic transaction card.
5. The dynamic transaction card of claim 1 , wherein the first antenna forms graphics visible on an exterior surface of the first protective film layer.
A dynamic transaction card includes a first antenna integrated into a first protective film layer, where the antenna forms visible graphics on the exterior surface of the film. The card also features a second antenna embedded in a second protective film layer, with the two antennas positioned to enable wireless communication. The first antenna is electrically connected to a first integrated circuit (IC) chip, while the second antenna is connected to a second IC chip. The card further includes a substrate layer between the first and second protective film layers, and a third protective film layer covering the second protective film layer. The first and second antennas are configured to transmit and receive signals, allowing the card to function as a contactless payment or identification device. The visible graphics formed by the first antenna enhance the card's aesthetic appeal while maintaining its functional integrity. The design ensures that the antennas remain operational despite the presence of the protective layers, enabling secure and reliable wireless transactions. The card's structure balances durability, functionality, and visual design, making it suitable for use in financial, identification, or access control applications.
6. The dynamic transaction card of claim 1 , further comprising an insulative layer printed over a portion of the first antenna to limit areas of conductivity of the first antenna.
A dynamic transaction card includes a first antenna configured to communicate with a first type of reader, such as a near-field communication (NFC) reader, and a second antenna configured to communicate with a second type of reader, such as a magnetic stripe reader. The card also includes a dynamic magnetic stripe communication device that generates a dynamic magnetic stripe signal emulating a magnetic stripe on the card. The first and second antennas are positioned to avoid interference with each other, ensuring reliable communication with both types of readers. The card further includes an insulative layer printed over a portion of the first antenna to limit its conductive areas, preventing unintended signal interference or short circuits. This design allows the card to function as both a contactless payment card and a magnetic stripe card, providing flexibility in transaction processing. The insulative layer ensures that only specific regions of the first antenna remain conductive, optimizing performance and reliability. The dynamic magnetic stripe communication device dynamically adjusts the magnetic stripe signal to emulate different card data, enhancing security and reducing the risk of fraud. This technology addresses the need for a versatile payment card that supports multiple transaction methods while maintaining secure and reliable operation.
7. The dynamic transaction card of claim 1 , wherein the first protective film layer is constructed out of a scratch-resistant and/or scratch-proof material comprising polyvinyl chloride (PVC), polylactic acid (PLA), acrylonitrile butadiene styrene (ABS), polyethylene terephthalate (PET), polyethylene terephthalate glycol-modified (PET-G), polyester film or plastic sheet, polycarbonate (PC), and/or a clear epoxy.
A dynamic transaction card includes a protective film layer made from scratch-resistant or scratch-proof materials to enhance durability. The materials used for this layer include polyvinyl chloride (PVC), polylactic acid (PLA), acrylonitrile butadiene styrene (ABS), polyethylene terephthalate (PET), polyethylene terephthalate glycol-modified (PET-G), polyester film or plastic sheet, polycarbonate (PC), and clear epoxy. These materials provide resistance to scratches and abrasions, ensuring the card's surface remains intact during regular use. The protective film layer is applied to the card's surface to shield underlying components, such as display elements or embedded circuitry, from damage. This design extends the card's lifespan and maintains its functionality over time. The use of these specific materials ensures the protective layer is both durable and transparent, allowing for clear visibility of any displayed information while preventing physical wear. This feature is particularly useful in financial transaction cards, access cards, or identification cards that require long-term reliability and resistance to environmental factors.
8. The dynamic transaction card of claim 1 , wherein the conductive path comprises a conductive epoxy.
A dynamic transaction card system includes a card body with a conductive path that can be selectively activated or deactivated to control the card's functionality. The conductive path is formed using a conductive epoxy material, which provides flexibility and durability in the card's circuitry. This conductive epoxy allows for the creation of intricate conductive patterns that can be dynamically altered to modify the card's behavior, such as enabling or disabling specific features like contactless payments, magnetic stripe emulation, or other transaction capabilities. The card may also include a processor and memory to manage these dynamic changes, ensuring secure and adaptable transaction operations. The use of conductive epoxy in the conductive path enhances the card's reliability and adaptability, making it suitable for various financial and access control applications where dynamic functionality is required. This design addresses the need for flexible, secure, and durable transaction cards that can be easily reconfigured to meet changing user or system requirements.
9. The dynamic transaction card of claim 1 , further comprising: a second protective film layer covering the outer surface of the card backing; and a second antenna comprising conductive ink and printed on the second protective film layer.
A dynamic transaction card includes a card body with a front surface and a back surface, where the front surface has a display for showing variable transaction data. The card body contains a first antenna made of conductive ink, printed on a protective film layer covering the outer surface of the card body. This antenna enables wireless communication for updating the display. The card also has a second protective film layer covering the outer surface of the card backing, and a second antenna made of conductive ink, printed on this second protective film layer. The second antenna may serve as an additional communication interface or enhance signal reception, improving the card's functionality and reliability in transactions. The use of conductive ink allows for flexible and cost-effective antenna integration, while the protective film layers ensure durability. This design supports secure, dynamic data display and wireless communication, addressing the need for adaptable payment cards that can update transaction details without physical replacement. The dual-antenna configuration may also provide redundancy or support for multiple communication protocols, enhancing versatility in different transaction environments.
10. The dynamic transaction card of claim 9 , wherein the second antenna is visible on an exterior surface of the second protective film layer.
A dynamic transaction card includes a first antenna and a second antenna, where the second antenna is visible on an exterior surface of a second protective film layer. The card is designed to facilitate secure and dynamic transactions, likely involving contactless payment or authentication. The first antenna may be embedded within the card structure, while the second antenna is positioned on the exterior, allowing for enhanced communication or additional security features. The second antenna's visibility may serve as a tamper-evident feature or provide a secondary communication interface. The card may also include a display layer for showing transaction details or authentication codes, and a protective film layer to safeguard the display and underlying components. The dynamic nature of the card suggests it can update information in real-time, such as transaction amounts or authentication tokens, improving security and user convenience. The visible second antenna may enable near-field communication (NFC) or radio-frequency identification (RFID) functionality, ensuring compatibility with various payment terminals or authentication systems. This design addresses the need for secure, flexible, and user-friendly transaction cards that adapt to evolving security requirements.
11. The dynamic transaction card of claim 9 , wherein the first antenna is responsive to a first base frequency; wherein the second antenna is responsive to a second base frequency; and wherein the first base frequency and the second base frequency are different frequencies.
A dynamic transaction card includes multiple antennas, each tuned to different base frequencies to enable secure and flexible communication with external systems. The card features a first antenna designed to respond to a first base frequency and a second antenna designed to respond to a second base frequency, with the two frequencies being distinct. This dual-antenna configuration allows the card to interact with different types of readers or systems operating at separate frequencies, enhancing compatibility and security. The card may also include a processor and memory to manage transaction data, authentication protocols, and dynamic updates to card functions. The use of different frequencies for each antenna helps prevent unauthorized access and ensures reliable communication in various environments. This design is particularly useful in financial transactions, access control, and other applications requiring secure and adaptable communication methods. The card may further incorporate encryption, tokenization, or other security measures to protect sensitive information during transactions. The distinct frequency responses of the antennas enable the card to switch between different communication modes or protocols as needed, improving versatility and reducing interference.
12. A process for manufacturing a dynamic transaction card, the process comprising: placing a printable circuit board (PCB) in a core layer; laminating an outer protective layer to the core layer, the outer protective layer having an inner surface proximate the core layer and an outer surface; printing a first antenna onto a first protective film layer with conductive ink; depositing the first protective film layer onto the outer surface of the outer protective layer; and connecting the first antenna to the PCB using a conductive path.
This invention relates to the manufacturing of dynamic transaction cards, such as credit or debit cards, that incorporate electronic components for displaying variable information. The problem addressed is the need for a cost-effective and reliable method to integrate printed antennas and circuitry into the card structure while maintaining durability and functionality. The process involves embedding a printable circuit board (PCB) within a core layer of the card. An outer protective layer is then laminated onto the core layer, providing structural integrity and protection. A first antenna is printed onto a protective film layer using conductive ink, which is then deposited onto the outer surface of the outer protective layer. The antenna is connected to the PCB through a conductive path, enabling communication with external systems. The use of printed conductive ink allows for flexible and precise antenna design, while the protective film ensures durability. This method enables dynamic transaction cards to securely transmit and receive data while maintaining a thin, flexible form factor suitable for everyday use. The integration of printed antennas reduces manufacturing complexity and cost compared to traditional embedded antenna techniques.
13. The process of claim 12 , wherein: the first protective film layer has an interior surface proximate the outer surface of the outer protective layer and an exterior surface facing away from the outer surface of the outer protective layer; and the first antenna is printed on the interior surface of the first protective film layer.
This invention relates to a multi-layered protective structure for electronic devices, particularly for enhancing durability and functionality. The structure includes an outer protective layer with an outer surface, a first protective film layer positioned adjacent to the outer protective layer, and a first antenna integrated into the structure. The first protective film layer has an interior surface facing the outer surface of the outer protective layer and an exterior surface facing away from it. The first antenna is printed on the interior surface of the first protective film layer, allowing for seamless integration without compromising the outer appearance or protective properties of the structure. This design enables wireless communication capabilities while maintaining structural integrity and aesthetic appeal. The invention addresses the need for durable, functional protective layers that can incorporate electronic components without adding bulk or reducing protection. The printed antenna on the interior surface ensures reliable signal transmission while being shielded from external damage. The layered configuration also allows for additional protective or functional layers to be added as needed.
14. The process of claim 13 , wherein the first antenna is visible on the exterior surface of the first protective film layer.
A system and method for enhancing wireless communication in electronic devices involves integrating an antenna into a protective film applied to a device's exterior surface. The antenna is embedded within or attached to a first protective film layer, which is part of a multi-layer protective film structure. The first protective film layer is positioned over a display or housing of the electronic device, with the antenna being visible on the exterior surface of this layer. The antenna is designed to transmit and receive wireless signals, such as radio frequency (RF) signals, to facilitate communication between the device and external networks or other devices. The protective film structure may include additional layers for scratch resistance, impact protection, or other functional purposes. The antenna is electrically connected to the device's internal circuitry, allowing it to function as an integral part of the device's communication system. This approach eliminates the need for separate external antennas, reducing bulk and improving aesthetics while maintaining or enhancing wireless performance. The visible antenna design ensures proper signal transmission and reception without compromising the protective properties of the film.
15. The process of claim 12 , wherein: the first protective film layer has an interior surface proximate the outer surface of the outer protective layer and an exterior surface facing away from the outer surface of the outer protective layer; and the first antenna is printed on the exterior surface of the first protective film layer.
This invention relates to a multi-layered protective structure for electronic devices, particularly for enhancing durability and functionality. The structure includes an outer protective layer with an outer surface, a first protective film layer positioned adjacent to the outer protective layer, and a first antenna integrated into the structure. The first protective film layer has an interior surface facing the outer surface of the outer protective layer and an exterior surface facing away from it. The first antenna is printed on the exterior surface of the first protective film layer, allowing for seamless integration of wireless communication capabilities while maintaining structural integrity. The protective layers are designed to shield the device from environmental damage, such as scratches, impacts, and moisture, while the printed antenna enables wireless connectivity without requiring additional space or components. This design is particularly useful in portable electronic devices where compactness and durability are critical. The invention ensures that the antenna remains functional even under harsh conditions, as it is embedded within the protective layers rather than exposed. The multi-layered approach also allows for customization of materials to optimize both protection and signal transmission.
16. The process of claim 12 , wherein the first antenna forms graphics visible on an exterior surface of the first protective film layer.
A method for manufacturing a protective film with integrated antenna functionality involves forming a first antenna on a first protective film layer. The antenna is designed to be visible as graphics on the exterior surface of the film, allowing it to serve both functional and aesthetic purposes. The process includes depositing conductive material to create the antenna pattern, which may be configured for wireless communication or sensing applications. The antenna is embedded within the film structure, ensuring durability and protection while maintaining visibility. The film may be applied to surfaces such as displays, windows, or other substrates where both protection and functionality are desired. The visible antenna design enables branding, decorative elements, or user interface features while retaining its technical performance. The method ensures the antenna remains functional after application, with the protective film layer shielding it from environmental damage. This approach combines visual appeal with embedded electronics, suitable for consumer electronics, automotive, or architectural applications where integrated antenna solutions are needed.
17. The process of claim 12 , further comprising: printing an insulative layer over a portion of the first antenna to limit areas of conductivity of the first antenna.
This invention relates to antenna design and manufacturing, specifically addressing the challenge of controlling conductivity in antenna structures to optimize performance. The process involves fabricating an antenna with a first conductive layer, where the antenna's conductivity is selectively limited by printing an insulative layer over specific portions of the first antenna. This selective insulation modifies the antenna's conductive properties, enabling precise tuning of its electrical characteristics. The process may also include forming a second conductive layer over the insulative layer, creating a multi-layer antenna structure with enhanced functionality. The insulative layer acts as a barrier, restricting current flow in designated areas while allowing conductivity in others, which improves signal transmission and reception by reducing interference and optimizing radiation patterns. This technique is particularly useful in applications requiring compact, high-performance antennas, such as wireless communication devices, where precise control over antenna behavior is critical. The method ensures efficient manufacturing by integrating the insulative layer deposition into the antenna production workflow, avoiding the need for complex post-processing steps. The resulting antenna exhibits improved reliability and performance due to the controlled conductivity achieved through the insulative layer.
18. The process of claim 12 , further comprising: printing a second antenna onto a second protective film layer with conductive ink; and depositing the second protective film layer onto an outer surface of a card backing.
A system and method for enhancing the functionality of a card, such as an identification or payment card, by integrating multiple antenna layers for improved wireless communication. The card includes a primary antenna embedded within a protective film layer, which is applied to the card's surface. To further enhance signal transmission and reception, a second antenna is printed onto a second protective film layer using conductive ink. This second antenna is then deposited onto the outer surface of the card backing, creating a multi-layered antenna structure. The second antenna may be designed to operate at different frequencies or to complement the primary antenna, improving overall performance. The process involves precise alignment and bonding of the protective film layers to ensure proper functionality and durability. This approach addresses limitations in signal strength and reliability in wireless card applications, particularly in environments with interference or where multiple communication protocols are required. The use of conductive ink allows for flexible and customizable antenna designs, while the protective film layers ensure durability and resistance to environmental factors. The resulting card provides robust wireless communication capabilities while maintaining a compact and secure form factor.
19. The process of claim 18 , wherein the second antenna is visible on an exterior surface of the second protective film layer.
This invention relates to a process for manufacturing a protective film with integrated antenna functionality, addressing the need for durable, visually integrated antennas in electronic devices. The process involves forming a first antenna on a first protective film layer, which is then laminated to a substrate. A second protective film layer is applied over the first layer, and a second antenna is formed on this second layer. The second antenna is positioned to be visible on the exterior surface of the second protective film layer, allowing for aesthetic and functional integration. The first antenna may be formed using conductive ink or other materials, and the second antenna can be similarly constructed. The protective film layers provide mechanical protection while enabling wireless communication or other antenna-based functionalities. The process ensures that the antennas remain functional while being visually accessible, addressing challenges in combining durability with visibility in protective film applications. The invention is particularly useful in devices requiring both protective coatings and visible antenna elements, such as smart displays or interactive surfaces.
20. The process of claim 18 , wherein: the first antenna is responsive to a first base frequency; the second antenna is responsive to a second base frequency; and the first base frequency and the second base frequency are different frequencies.
This invention relates to a wireless communication system with multiple antennas operating at different base frequencies. The system addresses the challenge of interference and signal degradation in environments where multiple wireless devices operate in close proximity. The invention includes at least two antennas, each tuned to a distinct base frequency to minimize interference and improve signal clarity. The first antenna is designed to respond to a first base frequency, while the second antenna is configured to respond to a second base frequency, with the two frequencies being different. This differentiation allows the system to support multiple communication channels simultaneously without mutual interference. The antennas may be part of a larger wireless communication device, such as a transceiver or a network node, enabling efficient data transmission and reception across diverse frequency bands. The use of distinct base frequencies enhances spectral efficiency and reduces the likelihood of signal collisions, making the system suitable for dense wireless networks, IoT applications, and other high-traffic environments. The invention improves reliability and performance by ensuring that each antenna operates independently within its designated frequency range.
Unknown
February 25, 2020
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