10929833

Wearable Payments Using Multiple Mounted Data Elements

PublishedFebruary 23, 2021
Assigneenot available in USPTO data we have
Technical Abstract

Patent Claims
19 claims

Legal claims defining the scope of protection. Each claim is shown in both the original legal language and a plain English translation.

Claim 1

Original Legal Text

1. A wearable device, comprising: a base configured to be worn by a user; at least one data element at least partially positioned on or within the base and programmed or configured to have account data stored thereon, wherein the at least one data element comprises at least one contact; and at least one antenna comprising an open circuit, the at least one antenna at least partially positioned on or within the base and configured to transmit at least a portion of the account data and receive at least a portion of transaction data from at least one target device when the open circuit of the antenna is closed and becomes powered by at least one power source, wherein at least a portion of the base is configured to enable the at least one data element to make contact with the at least one antenna to cause the at least one data element to activate such that the at least one antenna transmits at least a portion of the account data stored on the at least one data element and receives at least a portion of transaction data from at least one target device when the at least one antenna is powered by at least one power source, and wherein the at least one data element is configured to be manipulated to make contact between the at least one contact and the at least one antenna to close the open circuit.

Plain English Translation

A wearable device includes a base designed to be worn by a user, such as a wristband or similar form factor. The device contains at least one data element, which stores account data including at least one contact. This data element is positioned on or within the base. The device also includes an antenna with an open circuit, also positioned on or within the base. The antenna is configured to transmit account data and receive transaction data from a target device, such as a payment terminal, when the open circuit is closed and powered by an external power source. The base is designed to allow the data element to physically contact the antenna, closing the circuit and activating the antenna. This contact enables the transmission of account data and the reception of transaction data. The data element can be manipulated by the user to ensure proper contact between its contact points and the antenna, ensuring the circuit is closed and the device functions as intended. The system enables secure, on-demand data transmission for transactions or authentication without requiring continuous power, relying instead on user interaction to activate the antenna.

Claim 2

Original Legal Text

2. The wearable device of claim 1 , wherein the base comprises at least one guide arranged to guide movement of the at least one data element on or within the base to at least one region of the base to make contact between the at least one antenna and the at least one contact.

Plain English Translation

A wearable device includes a base with at least one guide that directs the movement of one or more data elements on or within the base to a specific region. This movement ensures that at least one antenna on the base makes contact with at least one contact associated with the data element. The base may also include a housing with an opening to receive the data element, and the guide ensures proper alignment for electrical or data connectivity. The data element may be a removable component, such as a sensor or memory module, that interfaces with the wearable device. The guide mechanism ensures reliable positioning, preventing misalignment that could disrupt communication between the antenna and the contact. This design is particularly useful in wearable devices where compact, modular components must be securely and accurately connected to maintain functionality. The system may also include a locking mechanism to secure the data element in place after alignment. The wearable device may be used in health monitoring, fitness tracking, or other applications requiring modular, interchangeable components.

Claim 3

Original Legal Text

3. The wearable device of claim 2 , wherein the at least one antenna becomes activated when it makes contact with the at least one contact and the at least one antenna becomes powered by the at least one power source and is deactivated when the contact is broken and/or it is otherwise not powered.

Plain English translation pending...
Claim 4

Original Legal Text

4. The wearable device of claim 1 , further comprising at least one power system, the at least one power system comprising: the at least one power source; and a power controller configured to selectively power the at least one antenna with the at least one power source.

Plain English translation pending...
Claim 5

Original Legal Text

5. The wearable device of claim 1 , wherein the at least one antenna comprises at least one of the following: an open loop, a braided loop, a coil, or any combination thereof.

Plain English translation pending...
Claim 6

Original Legal Text

6. The wearable device of claim 1 , wherein the at least one data element comprises at least two data elements, and wherein each data element of the at least two data elements is configured with different account data.

Plain English translation pending...
Claim 7

Original Legal Text

7. A wearable device, comprising: a base configured to be worn by a user; at least one data element at least partially positioned on or within the base and programmed or configured to store account data thereon; at least one antenna at least partially positioned on or within the base and configured to transmit at least a portion of the account data and receive at least a portion of transaction data from at least one target device when activated by at least one power source; and at least one switch element at least partially positioned on or within the base, wherein the at least one switch element is configured to be manipulated to make contact between the at least one data element and the at least one antenna to cause the at least one data element to activate and transmit at least a portion of the account data and receive at least a portion of transaction data from at least one target device when the at least one antenna becomes powered by at least one power source.

Plain English Translation

A wearable device is designed for secure data transmission, particularly for financial or identification transactions. The device includes a base that can be worn by a user, such as a ring, bracelet, or similar form factor. Embedded within or on the base is a data storage element that holds account data, such as payment credentials or identification information. An antenna is also integrated into the base, capable of wirelessly transmitting portions of the stored account data and receiving transaction data from external devices, such as payment terminals or authentication systems. The device further includes a switch mechanism that, when manually activated by the user, establishes a connection between the data storage element and the antenna. This activation enables the data storage element to transmit the account data and receive transaction data when the antenna is powered by an internal or external power source. The switch ensures that data transmission occurs only when intentionally triggered by the user, enhancing security by preventing unauthorized access or accidental transmissions. The device is particularly useful in contactless payment systems, access control, or secure identification applications.

Claim 8

Original Legal Text

8. The wearable device of claim 7 , wherein at least one contact of the at least one data element and/or the at least one switch element may make contact with the at least one contact of the at least one antenna without having to be manipulated on the base to initiate, conduct, and/or effect a payment transaction.

Plain English translation pending...
Claim 9

Original Legal Text

9. The wearable device of claim 7 , wherein the at least one switch element comprises a clasping mechanism configured to clasp onto at least a portion of the base.

Plain English translation pending...
Claim 10

Original Legal Text

10. The wearable device of claim 7 , wherein the at least one switch element comprises at least one contact configured to make electrical contact with at least one contact of the at least one antenna to close an open circuit of the at least one antenna.

Plain English translation pending...
Claim 11

Original Legal Text

11. The wearable device of claim 7 , wherein the at least one switch element is in contact with the at least one contact of the at least one antenna without being manipulated.

Plain English Translation

A wearable device includes a flexible antenna system with at least one antenna having at least one contact. The device also includes at least one switch element that is in direct contact with the at least one contact of the antenna without requiring manual manipulation. This configuration allows the switch element to automatically engage or disengage the antenna based on environmental conditions or device states, such as bending or stretching of the wearable device. The switch element may be a conductive material or a mechanical switch that changes state when the wearable device is deformed, ensuring reliable antenna performance without user intervention. The flexible antenna system is designed to maintain functionality during movement or deformation of the wearable device, addressing the challenge of maintaining consistent wireless communication in dynamic environments. The switch element's automatic operation eliminates the need for manual adjustments, improving user convenience and device reliability. The wearable device may be a smartwatch, fitness tracker, or other form-fitting electronic device where antenna performance must adapt to physical changes in the device's structure.

Claim 12

Original Legal Text

12. The wearable device of claim 7 , further comprising at least one power system, the at least one power system comprising: the at least one power source; and a power controller configured to selectively power the at least one antenna with the at least one power source.

Plain English translation pending...
Claim 13

Original Legal Text

13. The wearable device of claim 7 , wherein in at least one region in or on the wearable device is in contact with the at least one antenna, the at least one antenna is within a wireless and/or passive range of at least one target device and powered either by a power system incorporated in the at least one data element and/or passively by the at least one target device thereby activating the at least one data element.

Plain English translation pending...
Claim 14

Original Legal Text

14. The wearable device of claim 7 , wherein the at least one antenna comprises at least one of the following: an open loop, a braided loop, a coil, or any combination thereof.

Plain English translation pending...
Claim 15

Original Legal Text

15. The wearable device of claim 7 , wherein the at least one data element comprises at least two data elements, and wherein each data element of the at least two data elements is configured with different account data.

Plain English translation pending...
Claim 16

Original Legal Text

16. A wearable device, comprising: a base configured to be worn by a user; at least one data element at least partially positioned on or within the base and programmed or configured to store account data thereon, the at least one data element comprising at least one contact; at least one antenna at least partially positioned on or within the base and configured to transmit at least a portion of the account data and receive at least a portion of transaction data from at least one target device when activated by at least one power source; and at least one shielding element at least partially positioned on or within the base and/or the at least one data element, wherein the at least one shielding element is configured to selectively allow or prevent activation of the at least one data element.

Plain English translation pending...
Claim 17

Original Legal Text

17. The wearable device of claim 16 , wherein the at least one shielding element comprises an electrically non-conductive material or a material adapted to block wireless signals.

Plain English translation pending...
Claim 18

Original Legal Text

18. The wearable device of claim 16 , wherein the at least one shielding element is configured to be opened to permit a payment transaction to be initiated, conducted, and/or effected, or closed to prevent the payment transaction to be initiated, conducted, and/or effected.

Plain English translation pending...
Claim 19

Original Legal Text

19. A method of conducting and/or effecting a payment transaction using a wearable device, comprising: activating at least one antenna positioned on or within a wearable device in response to at least one data element or at least one switch element, or any combination thereof, being manipulated into a position on or within the wearable device to be in contact with the at least one antenna, the at least one antenna configured to transmit at least a portion of account data to and to receive at least a portion of transaction data from a target device when powered; transmitting, with the at least one antenna, the at least a portion of the account data to at least one target device and receiving from the target device the at least a portion of the transaction data; and deactivating the at least one antenna when the payment transaction is either accepted or rejected.

Plain English translation pending...
Patent Metadata

Filing Date

Unknown

Publication Date

February 23, 2021

Inventors

Yobel Muchang
Christopher Dean
Quan Wang
Mayank Somaiya
Jerry Wald

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