Telematics System and Method for Accident Detection and Notification

1. A computer-implemented method for performing analytics on telematics data for providing vehicle event notification, the method comprising: capturing telematics data from a data capture device associated with a vehicle; transmitting at least a portion of the captured telematics data, via a computer network, to a computer server device remote from the vehicle; performing computer analytics upon the received captured telematics data in the computer server device to determine if an accident event has occurred regarding the vehicle by determining if the captured telematics data exceeds a threshold value indicative of a vehicle accident, the performed computer analytics further determines damage type inflicted upon the vehicle; initiating, by the computer server, an insurance claim; transmitting, by the computer server, to the user device, an accident event notification; and displaying, without user intervention, the accident event notification as a Graphical User Interface (GUI) on a user smartphone device associated with the vehicle determined to have an accident occurrence, wherein the GUI includes a plurality of accident related questions seeking user input including 1) injury type; 2) damage type; and 3) contacts to notify.

2. The method as recited in claim 1 , wherein the data capture device is an OBD type II dongle device.

3. The method as recited in claim 1 , wherein the computer server device is a remotely located server.

4. The method as recited in claim 1 , further including the computer server device monitoring vehicle acceleration in one or more directions and compare the vehicle accelerations to shock thresholds, wherein the shock thresholds correspond to accelerations associated with a destructive force.

5. The method as recited in claim 1 , further including the computer server device identifying at least one vehicle acceleration that exceeds one or more shock thresholds.

6. The method as recited in claim 1 , further including the computer server device causing a telephone call to be initiated on the user smartphone device in the event the user does not interact with the GUI caused to be displayed on the user smartphone device within a predetermined time period.

7. The method as recited in claim 1 , further including the computer server device upon determination of an accident event providing notification of the accident event to a first responder.

8. The method as recited in claim 1 , further including the computer server device upon determination of an accident event providing notification of the accident event to a predetermined contact.

9. The method as recited in claim 1 , further including the computer server device upon determination of an accident event initiating a telephonic communication between a third party and the user smart phone device for providing assistance regarding the accident event.

10. The method as recited in claim 1 , further including the computer server device upon determination of an accident event providing notification of the accident event to a tow vehicle service for causing dispatch of a tow vehicle to the vehicle involved in the accident event.

11. The method as recited in claim 1 , further including the computer server device upon determination of an accident event providing notification of the accident event to a rental car service for causing a rental vehicle availability for the user of the vehicle involved in the accident and wherein the GUI provides access to a camera device associated with the user smartphone device for capturing one or more photographs regarding the accident event.

12. The method as recited in claim 1 , further including: displaying, by the GUI, data relating to the accident event wherein the GUI is configured to enable a user to input data via the GUI for the insurance claim, wherein the data relating to the determined accident event as displayed on the GUI includes: time of accident; place of accident; vehicle identification and one or more travel parameters associated with the vehicle at the time of the determined accident including at least one of: vehicle speed; acceleration; braking; signals used and engine maintenance information.

13. A computer system for performing analytics on telematics data for providing accident event notification, comprising: a data capture device associated with a vehicle for capturing telematics data associated with a vehicle; a computer server device communicatively coupled to the data capture device configured to receive captured telematics data from the data capture device, via a computer network, the computer server device is configured to: determine if an accident event has occurred regarding the vehicle based upon the computer analytics performed upon the captured telematics data, the performed computer analytics further determines damage type inflicted upon the vehicle; and initiate an insurance claim; transmit, without user intervention, an accident event notification on a user smartphone device associated with the vehicle determined to have an accident event; and display, on the user smartphone device, the accident event notification as a Graphic User Interface (GUI), wherein the GUI includes a plurality of user input accident related questions including 1) injury type; 2) damage type; and 3) contacts to notify.

14. The system as recited in claim 13 , wherein the computer server device, upon determination of an accident event, is further configured to provide notification of the accident event to a first responder.

15. The system as recited in claim 13 , wherein the computer server device, upon determination of an accident event, is further configured to provide notification of the accident event to a predetermined contact.