Method and System for Customizing a Vehicle

1. A method for improving the efficiency of customizing a vehicle with dealer installed option packages, the method being implemented by an application running on a mobile device and the application being in communication with a dealer database of a dealer, the dealer having a dealer location, the method comprising: initiating a vehicle customization application stored on the mobile device; receiving, via the vehicle customization application, a user selected vehicle; automatically generating, using machine learning, one or more questions for the user; creating a user desires profile for the user of the vehicle customization application based on responses to the one or more questions, the user desires profile indicating at least an intended use of the vehicle; retrieving all dealer installed option packages for the selected vehicle from the dealer database of the dealer; generating, based on the intended use of the vehicle, a list of dealer installed option packages for the user from the retrieved dealer installed option packages and displaying, via the application, the list for the user; receiving, via the vehicle customization application, a user selected dealer installed option package from the list; transmitting a customized vehicle specification of the vehicle including the user selected dealer installed option package to the dealer from the mobile device; retrieving, via a GPS application, a current location of the mobile device; generating a route from the current location to the dealer location; and displaying, via the vehicle customization application, the route for the user.

2. The method according to claim 1 , wherein the mobile device comprises one of a smartphone, a tablet, a smartwatch, a smart glass, a smart helmet, and a laptop.

3. The method according to claim 1 , wherein the mobile device is coupled to the dealer database and a financial institution database through a network.

4. The method according to claim 3 , wherein creating the user desires profile includes retrieving approved loan information from the financial institution database of the financial institution.

5. The method according to claim 1 , wherein the method further includes receiving responses to the one or more questions.

6. The method according to claim 4 , wherein the method further includes using machine learning to generate the user desires profile based on the responses to the one or more questions.

7. The method according to claim 4 , wherein generating the list of dealer installed option packages includes using the approved loan information.

8. The method according to claim 1 , wherein receiving the customized vehicle specification includes receiving approved loan information and approved pricing information from the mobile device.

9. The method according to claim 1 , wherein the method further comprises: receiving, via the vehicle customization application, a user selected dealer installed option package from the list; displaying, for the user, individually selectable components of the user selected dealer installed option package; receiving, via the vehicle customization application, user selected components of the user selected dealer installed option package.

10. The method according to claim 9 , wherein the customized vehicle specification of the vehicle includes the user selected components of the user selected dealer installed option package.

11. A method for improving the efficiency of customizing a vehicle with dealer installed option packages, the method being implemented by an application running on a mobile device and the application being in communication with a dealer database of a dealer, the method comprising: initiating a vehicle customization application stored on the mobile device; retrieving personal information and approved loan information from a financial institution database of a financial institution through a network; receiving, via the vehicle customization application, a user selected vehicle; creating, using machine learning, a user desires profile for the user of the vehicle customization application including the personal information, the approved loan information, and the user selected vehicle; generating a list of dealer installed option packages for the user selected vehicle for the user using machine learning based upon available dealer installed option packages retrieved from the dealer database of the dealer through the network, the personal information, and the approved loan information; receiving, via the vehicle customization application, a user selected dealer installed option package from the list; displaying, for the user, individually selectable components of the user selected dealer installed option package; receiving, via the vehicle customization application, user selected components of the user selected dealer installed option package; generating a customized vehicle specification of the vehicle including the user selected components of the user selected dealer installed option package; and transmitting the customized vehicle specification of the vehicle to the dealer from the mobile device.

12. The method according to claim 11 , wherein the customized vehicle specification includes loan information and approved pricing information.

13. The method according to claim 11 , wherein the personal information includes one or more of domicile information, insurance information, and lifestyle information.

14. The method according to claim 13 , wherein the lifestyle information includes intended use of the vehicle.

15. The method according to claim 11 , wherein the method further comprises: retrieving, via a GPS application, a current location of the mobile device; generating, via the vehicle customization application, a route from the current location to a dealer location associated with the dealer; and displaying, via the vehicle customization application, the route for the user.

16. The method according to claim 11 , further comprising: generating a list of financial option packages for the user using machine learning based upon available financial packages retrieved from the dealer database of the dealer and available financial packages retrieved from the financial institution database of the financial institution through the network before generating the customized vehicle specification.

17. The method according to claim 11 , further comprising: generating a list of alternative vehicles with benefits associated with each alternative vehicle for consideration by the user using artificial intelligence based upon the user desires profile; and receiving a user selection corresponding to one of the alternative vehicles and substituting the one alternative vehicle for the selected vehicle so that the one alternative vehicle becomes the selected vehicle before generating the list of dealer installed option packages.

18. The method according to claim 11 , wherein the mobile device comprises one of a smartphone, a tablet, a smartwatch, a smart glass, a smart helmet, and a laptop.

19. A method for improving the efficiency of customizing a vehicle with dealer installed option packages by automatically anticipating an intended use of the vehicle, the method being implemented by an application running on a mobile device, the method comprising: communicating, via the application, with a financial institution database; retrieving from the financial institution database, via the application, approved loan information, domicile information, insurance information, and lifestyle information of the user from the financial institution database of the financial institution; automatically generating, using machine learning, one or more questions for the user to answer through the user interface based on the approved loan information, the domicile information, the insurance information, and the lifestyle information; displaying, via the application, the one or more questions for the user; receiving, at the application, answers to the one or more questions; automatically creating, using machine learning, a user desires profile for the user of the vehicle application to anticipate an intended use of the vehicle, wherein the machine learning generates the user desires profile based upon the answers to the one or more questions, the approved loan information, the domicile information, the insurance information, and the lifestyle information; generating, using machine learning, a list of vehicles with benefits and detractions associated with each vehicle for consideration by the user based upon the intended use of the vehicle; receiving, at the application, a user selected vehicle from among the list of vehicles; generating, using machine learning, a list of dealer installed option packages based on the intended use of the vehicle; receiving, at the application, one or more user selected dealer installed option packages from the generated list of dealer installed option packages; transmitting, via the application, an order of the vehicle including the one or more user selected dealer installed option packages to a dealer having a dealer location; retrieving, via a GPS application, a current location of the mobile device; generating, via the application, a route from the current location to the dealer location; and displaying, via the application, the route for the user.

20. The method according to claim 19 , wherein the mobile device comprises one of a smartphone, a tablet, a smartwatch, a smart glass, a smart helmet, and a laptop.