System and Method for Providing a Score for a Used Vehicle

1. A vehicle scoring system for generating a vehicle risk assessment score, comprising: a vehicle data store configured to store historical vehicle information for a plurality of vehicles, the historical vehicle information including at least one of historical vehicle accident data, historical vehicle ownership data, or historical vehicle events data; a vehicle score server comprising one or more processors programmed to execute instructions that cause at least one processor of the one or more processors to: receive a request from an interface operated by a user at a remote computing device, the request including a vehicle request indicator data package corresponding to a vehicle; automatically process the vehicle request indicator data package to automatically determine a unique identifier data set associated with the vehicle; initiate an electronic request to the vehicle data store using the unique identifier data set to request a first set of historical vehicle data that corresponds to the vehicle associated with the unique identifier data set; access the first set of historical vehicle data; apply one or more risk filters to the first set of historical vehicle data to generate risk factors that represent relative risk associated with the vehicle; assign a value to at least one of the risk factors; weight values of the vehicle-related data, wherein weighting is determined by a predetermined risk model applied to the retrieved data stored in the data storage module; generate a vehicle history score for the vehicle based on the plurality of factors and the weighted values of the vehicle-related data, wherein the vehicle history score corresponds, at least in part, to a relative risk associated with the vehicle; and generate an electronic data packet or transmission from the computer system to the remote computing device through a communication link, the electronic data packet including a standardized graphic view of a comparison of the vehicle with one or more of the plurality of vehicles, the graphic view comprising a secure, electronic score tile including an uneditable representation of the vehicle score and a score corresponding to the one or more of the plurality of vehicles, the electronic data packet configured to cause the interface to render the electronic indication on a display device of the remote computing device, the electronic indication of the vehicle score including a numerical value within a numerical range having a high threshold and a low threshold, the numerical value indicative of the vehicle score of the vehicle.

2. The vehicle scoring system of claim 1 , wherein the vehicle request indicator data package comprises information for identifying the unique identifier data set associated with the vehicle.

3. The vehicle scoring system of claim 2 , wherein the unique identifier data set associated with the vehicle comprises a vehicle identification number (VIN), license plate number, or other unique identifier of the vehicle.

4. The vehicle scoring system of claim 1 , wherein the vehicle history score is generated based on one or more of a quantity of owners in a vehicle history of the vehicle, a current mileage of the vehicle, accident records of the vehicle, title records of the vehicle, usage records of the vehicle, auction records of the vehicle, insurance records of the vehicle, and repossession records of the vehicle.

5. The vehicle scoring system of claim 1 , wherein the electronic data packet or transmission further includes data related to the vehicle to be rendered alongside the electronic indication.

6. The vehicle scoring system of claim 1 , wherein the vehicle data store further stores one or more of vehicle emissions records, vehicle mileage records, vehicle type of use records, and vehicle theft and recovery records.

7. The vehicle scoring system of claim 1 , wherein the instructions further cause the at least one processor to determine if the vehicle belongs in one of a plurality of segments of vehicles, wherein each segment of the plurality of segments is scored differently.

8. The vehicle scoring system of claim 1 , wherein the one or more processors further execute instructions that cause the at least one processor to generate an insurance risk valuation for the vehicle based at least in part on the generated vehicle history score.

9. A computer-implemented method for generating a vehicle risk assessment score, the method comprising: storing, in a vehicle data store, historical vehicle information for a plurality of vehicles, the historical vehicle information including at least one of historical vehicle accident data, historical vehicle ownership data, or historical vehicle events data; receiving a request from an interface operated by a user at a remote computing device, the request including a vehicle request indicator data package corresponding to a vehicle; automatically processing the vehicle request indicator data package to automatically determine a unique identifier data set associated with the vehicle; initiating an electronic request to the vehicle data store using the unique identifier data set to request a first set of historical vehicle data that corresponds to the vehicle associated with the unique identifier data set; accessing the first set of historical vehicle data; applying one or more risk filters to the first set of historical vehicle data to generate risk factors that represent relative risk associated with the vehicle; assigning a value to at least one of the risk factors; weighting values of the vehicle-related data, wherein weighting is determined by a predetermined risk model applied to the retrieved data stored in the data storage module; generating a vehicle history score for the vehicle based on the plurality of factors and the weighted values of the vehicle-related data, wherein the vehicle history score corresponds, at least in part, to a relative risk associated with the vehicle; and generating an electronic data packet or transmission from the computer system to the remote computing device through a communication link, the electronic data packet including a standardized graphic view of a comparison of the vehicle with one or more of the plurality of vehicles, the graphic view comprising a secure, electronic score tile including an uneditable representation an electronic indication of the vehicle score and a score corresponding to the one or more of the plurality of vehicles, the electronic data packet configured to cause the interface to render the electronic indication on a display device of the remote computing device, the electronic indication of the vehicle score including a numerical value within a numerical range having a high threshold and a low threshold, the numerical value indicative of the vehicle score of the vehicle.

10. The method of claim 9 , wherein the vehicle request indicator data package comprises information for identifying the unique identifier data set associated with the vehicle.

11. The method of claim 10 , wherein the unique identifier data set associated with the vehicle comprises a vehicle identification number (VIN), license plate number, or other unique identifier of the vehicle.

12. The method of claim 9 , wherein the vehicle history score is generated based on one or more of a quantity of owners in a vehicle history of the vehicle, a current mileage of the vehicle, accident records of the vehicle, title records of the vehicle, usage records of the vehicle, auction records of the vehicle, insurance records of the vehicle, and repossession records of the vehicle.

13. The method of claim 9 , wherein the electronic data packet or transmission further includes data related to the vehicle to be rendered alongside the electronic indication.

14. The method of claim 9 , wherein the vehicle data store further stores one or more of vehicle emissions records, vehicle mileage records, vehicle type of use records, and vehicle theft and recovery records.

15. The method of claim 9 , further comprising determining if the vehicle belongs in one of a plurality of segments of vehicles, wherein each segment of the plurality of segments is scored differently.

16. The method of claim 9 , further comprising generating a valuation for the vehicle based at least in part on the generated vehicle history score.

17. Non-transitory, computer-readable storage media storing computer-executable instructions that, when executed by a computer system, configure the computer system to perform operations comprising: storing, in a vehicle data store of the computer system, historical vehicle information for a plurality of vehicles, the historical vehicle information including at least one of historical vehicle accident data, historical vehicle ownership data, or historical vehicle events data; receiving a request from an interface operated by a user at a remote computing device, the request including a vehicle request indicator data package corresponding to a vehicle; automatically processing the vehicle request indicator data package to automatically determine a unique identifier data set associated with the vehicle; initiating an electronic request to the vehicle data store using the unique identifier data set to request a first set of historical vehicle data that corresponds to the vehicle associated with the unique identifier data set; accessing the first set of historical vehicle data; applying one or more risk filters to the first set of historical vehicle data to generate risk factors that represent relative risk associated with the vehicle; assigning a value to at least one of the risk factors; weighting values of the vehicle-related data, wherein weighting is determined by a predetermined risk model applied to the retrieved data stored in the data storage module; generating a vehicle history score for the vehicle based on the plurality of factors and the weighted values of the vehicle-related data, wherein the vehicle history score corresponds, at least in part, to a relative risk associated with the vehicle; and generating an electronic data packet or transmission from the computer system to the remote computing device through a communication link, the electronic data packet including a standardized graphic view of a comparison of the vehicle with one or more of the plurality of vehicles, the graphic view comprising a secure, electronic score tile including an uneditable representation of the vehicle score and a score corresponding to the one or more of the plurality of vehicles, the electronic data packet configured to cause the interface to render the electronic indication on a display device of the remote computing device, the electronic indication of the vehicle score including a numerical value within a numerical range having a high threshold and a low threshold, the numerical value indicative of the vehicle score of the vehicle.

18. The non-transitory, computer-readable storage media of claim 15 , wherein the vehicle request indicator data package comprises information for identifying the unique identifier data set associated with the vehicle.

19. The non-transitory, computer-readable storage media of claim 16 , wherein the unique identifier data set associated with the vehicle comprises a vehicle identification number (VIN), license plate number, or other unique identifier of the vehicle.

20. The non-transitory, computer-readable storage media of claim 15 , wherein the vehicle history score is generated based on one or more of a quantity of owners in a vehicle history of the vehicle, a current mileage of the vehicle, accident records of the vehicle, title records of the vehicle, usage records of the vehicle, auction records of the vehicle, insurance records of the vehicle, and repossession records of the vehicle.