Systems and Methods for Generating Mobility Insurance Products Using Ride-Sharing Telematics Data

2. The PI computing device of claim 1, wherein the processor is further configured to retrieve event data from a third party, the event data indicating the increased demand for the transportation services and a time period for the increased demand.

3. The PI computing device of claim 1, wherein the processor is further configured to retrieve weather data from a weather service, and wherein generating the optimal pricing model includes factoring in the weather data.

4. The PI computing device of claim 3, wherein the weather data includes a time period for at least one predicted weather event, and wherein the optimal UBI product includes an expiration associated with the time period for the at least one predicted weather event.

5. The PI computing device of claim 1, wherein the PI computing device is in communication with an insurance provider and the optimal UBI product is underwritten by the insurance provider.

6. The PI computing device of claim 1, wherein the increased payment rate is based upon a payment rate offered by the TNC, wherein the increased payment rate is less than the payment rate offered by the TNC, and wherein a determined difference between the increased payment rate and the payment rate offered by the TNC is transferred to an insurance provider.

7. The PI computing device of claim 6, wherein the processor is further configured to determine a price for the optimal UBI product, and wherein determining the price is based upon at least the difference between the increased payment rate and the payment rate offered by the TNC.

9. The computer-implemented method of claim 8, the method further comprising retrieving event data from a third party, the event data indicating the increased demand for the transportation services and a time period for the increased demand.

10. The computer-implemented method of claim 8, the method further comprising retrieving weather data from a weather service, and wherein generating the optimal pricing model includes factoring in the weather data.

11. The computer-implemented method of claim 10, wherein the weather data includes a time period for at least one predicted weather event, and wherein the optimal UBI product includes an expiration associated with the time period for the at least one predicted weather event.

12. The computer-implemented method of claim 8, wherein the PI computing device is in communication with an insurance provider and the optimal UBI product is underwritten by the insurance provider.

13. The computer-implemented method of claim 8, wherein the increased payment rate is based upon a payment rate offered by the TNC, wherein the increased payment rate less than the payment rate offered by the TNC, and wherein a determined difference between the increased payment rate and the payment rate offered by the TNC is transferred to an insurance provider.

14. The computer-implemented method of claim 13, the method further comprising determining a price for the optimal UBI product, wherein determining the price is based upon at least the difference between the increased payment rate and the payment rate offered by the TNC.

16. The non-transitory computer-readable storage media of claim 15, wherein the computer-executable instructions further cause the at least one processor to retrieve weather data from a weather service, and wherein generating the optimal pricing model includes factoring in the weather data.

17. The non-transitory computer-readable storage media of claim 16, wherein the weather data includes a time period for at least one predicted weather event, and wherein the optimal UBI product includes an expiration associated with the time period for the at least one predicted weather event.

18. The non-transitory computer-readable storage media of claim 15, wherein the PI computing device is in communication with an insurance provider and the optimal UBI product is underwritten by the insurance provider.

19. The non-transitory computer-readable storage media of claim 15, wherein the increased payment rate is based upon a payment rate offered by the TNC, wherein the increased payment rate is less than the payment rate offered by the TNC, and wherein a determined difference between the increased payment rate and the payment rate offered by the TNC is transferred to an insurance provider.

20. The non-transitory computer-readable storage media of claim 19, wherein the computer-executable instructions further cause the at least one processor to determine a price for the optimal UBI product, and wherein determining the price is based upon at least the difference between the increased payment rate and the payment rate offered by the TNC.