Insurance Underwriting and Re-Underwriting Implementing Unmanned Aerial Vehicles (uavs)

4. The computer-implemented method of claim 3, wherein when the amount of risk associated with the asset has increased or decreased from the time in which the previous drone data was captured based upon the comparison, adjusting, by the one or more processors, an insurance premium upon renewal of an insurance policy for the asset.

9. The computer-implemented method of claim 1, wherein the drone data includes at least one of: (i) temperature data indicative of a current temperature associated with the asset; (ii) chemical and biological data; (ii) image data; (iii) audio data; (iv) location data; or (v) size data and material characteristics for the asset.

10. The computer-implemented method of claim 1, wherein the one or more risk elements include at least one of: (i) a risk based upon a current condition of a component of the asset; (ii) a natural disaster risk associated with the asset; (iii) a risk of pests associated with the asset; (iv) a risk based upon a hazardous object or activity associated with the asset; or (v) a risk based upon a current condition of vegetation or other organic matter at or around the asset.

14. The computer system of claim 13, wherein when the amount of risk associated with the asset has increased or decreased from the time in which the previous drone data was captured based upon the comparison, the instructions cause the system to adjust an insurance premium upon renewal of an insurance policy for the asset.

19. The computer system of claim 11, wherein the drone data includes at least one of: (i) temperature data indicative of a current temperature associated with the asset; (ii) chemical and biological data; (ii) image data; (iii) audio data; (iv) location data; or (v) size data and material characteristics for the asset.

20. The computer system of claim 11, wherein the one or more risk elements include at least one of: (i) a risk based upon a current condition of a component of the asset; (ii) a natural disaster risk associated the asset; (iii) a risk of pests associated with the asset; (iv) a risk based upon a hazardous object or activity associated with the asset; or (v) a risk based upon a current condition of vegetation or other organic matter at or around the asset.