11900343

Portable Account Number for Consumer Payment Account

PublishedFebruary 13, 2024
Assigneenot available in USPTO data we have
InventorsShantnu Singh
Technical Abstract

Patent Claims
7 claims

Legal claims defining the scope of protection, as filed with the USPTO.

2

2. The apparatus of claim 1, wherein the account identifier data string is a payment account identifier data string comprising a string of numeric or alphanumeric data.

3

3. The apparatus of claim 2, wherein the string of numeric or alphanumeric data corresponds to a payment account number or payment device identifier associated with a credit card, debit card, or smart card.

4

4. The apparatus of claim 1, wherein the account used to conduct the transaction is later associated with a second issuer different from the issuer, the second issuer being identified using the account identifier data string associated with the account.

6

6. The method of claim 5, wherein the account identifier data string is a payment account identifier data string comprising a string of numeric or alphanumeric data.

7

7. The method of claim 6, wherein the string of numeric or alphanumeric data corresponds to a payment account number or payment device identifier associated with a credit card, debit card, or smart card.

9

9. The non-transitory computer-readable medium of claim 8, wherein the account identifier data string is a payment account identifier data string comprising a string of numeric or alphanumeric data.

10

10. The non-transitory computer-readable medium of claim 9, wherein the string of numeric or alphanumeric data corresponds to a payment account number or payment device identifier associated with a credit card, debit card, or smart card.

Patent Metadata

Filing Date

Unknown

Publication Date

February 13, 2024

Inventors

Shantnu Singh

Want to explore more patents?

Browse 5M+ US patents with plain-English claim translations and AI-generated analysis.

Citation & reuse

Analysis on this page is generated by Patentable — an AI-powered patent intelligence platform. AI-generated summaries, explanations, and analysis may be reused with attribution and a visible link back to the canonical URL below. Patent abstracts and claims are USPTO public domain.

Cite as: Patentable. “PORTABLE ACCOUNT NUMBER FOR CONSUMER PAYMENT ACCOUNT” (11900343). https://patentable.app/patents/11900343

© 2026 Patentable. All rights reserved.

Patentable is a research and drafting-assistant tool, not a law firm, and does not provide legal advice. Documents we generate are drafts for review by a licensed patent attorney.