Legal claims defining the scope of protection, as filed with the USPTO.
2. The apparatus of claim 1, wherein the account identifier data string is a payment account identifier data string comprising a string of numeric or alphanumeric data.
3. The apparatus of claim 2, wherein the string of numeric or alphanumeric data corresponds to a payment account number or payment device identifier associated with a credit card, debit card, or smart card.
4. The apparatus of claim 1, wherein the account used to conduct the transaction is later associated with a second issuer different from the issuer, the second issuer being identified using the account identifier data string associated with the account.
6. The method of claim 5, wherein the account identifier data string is a payment account identifier data string comprising a string of numeric or alphanumeric data.
7. The method of claim 6, wherein the string of numeric or alphanumeric data corresponds to a payment account number or payment device identifier associated with a credit card, debit card, or smart card.
9. The non-transitory computer-readable medium of claim 8, wherein the account identifier data string is a payment account identifier data string comprising a string of numeric or alphanumeric data.
10. The non-transitory computer-readable medium of claim 9, wherein the string of numeric or alphanumeric data corresponds to a payment account number or payment device identifier associated with a credit card, debit card, or smart card.
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February 13, 2024
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