Visualizing Interest Charges Based on Payment Options

2. The computer-implemented method of claim 1, wherein the alternative payment method comprises at least one of: a cash payment, a payment via a debit card, or a checking account.

3. The computer-implemented method of claim 1, wherein the training the machine learning classifier comprises training the machine learning classifier using a set of training data comprising frequencies and sizes of historical payments made by the user.

9. The computer-implemented method of claim 8, wherein the payment pattern comprises amounts and frequencies of payments associated with the plurality of recurring payment accounts.

10. The computer-implemented method of claim 1, wherein the plurality of recurring payment accounts comprise at least one of: a credit card account, a car loan account and a mortgage account.

12. The electronic payment system of claim 11, wherein the alternative payment method comprises at least one of: a cash payment, a payment via a debit card, or a checking account.