Authentication System for Mobile Terminal Having Electronic Money Function

1. An authentication system comprising a mobile terminal having an e-money function, an authentication apparatus carrying out user authentication regarding the mobile terminal, and a billing apparatus carrying out billing by using the mobile terminal, the mobile terminal comprising: imaging means for obtaining an image of a subject by photography; first storage means where c-money information is read from and written in by information reading writing means carrying out reading and writing of the e-money information; mobile terminal communication means for carrying out various kinds of communication; mobile terminal input means for receiving input of various kinds of instructions by a user; mobile terminal display means for carrying out various kinds of display; second storage means accessible only by predetermined application software; warning means for carrying out warning through detection of the information reading writing means by the predetermined application software; and mobile terminal control means for allowing photography of the user by the imaging means and input of a password, for sending the password to the authentication apparatus, for storing a photographed image in the second storage means in the case where the authentication apparatus has authenticated the user, for displaying the photographed image stored in the second storage means on the display means for carrying out the warning by the warning means in the case where the control means has detected the information reading writing means, according to the predetermined application software; the authentication apparatus comprising: authentication apparatus communication means for carrying out various kinds of communication; and authentication apparatus control means for carrying out authentication of a person carrying the mobile terminal by the password in the case where the password has been received from the mobile terminal, and for sending information representing a result of the authentication to the mobile terminal; the billing apparatus comprising: billing apparatus input means for inputting various kinds of information; the information reading writing means for reading and writing the e-money information from and in the mobile terminal; and control means for carrying out billing based on the e-money information only in the case where input for allowing the billing is received from the billing apparatus input means.

2. A mobile terminal comprising: imaging means for obtaining an image of a subject by photography; first storage means where e-money information is read from and written in by information reading writing means carrying out reading and writing of the e-money information; mobile terminal communication means for carrying out various kinds of communication; mobile terminal input means for receiving input of various kinds of instructions by a user; display means for carrying out various kinds of display; second storage means accessible only by predetermined application software; warning means for carrying out warning through detection of the information reading writing means by the predetermined application software; and control means for allowing photography of the user by the imaging means and input of a password, for sending the password to the authentication apparatus by using the communication means, for storing a photographed image in the second storage means in the case where the authentication apparatus has authenticated the user, for displaying the photographed image stored in the second storage means on the display means for carrying out the warning by the warning means in the case where the control means has detected the information reading writing means, according to the predetermined application software.

3. The mobile terminal according to claim 2 , wherein the control means send the image to the authentication apparatus and stores the image in the second storage means in the case where the authentication apparatus has judged the image to satisfy a predetermined condition.

4. The mobile terminal according to claim 2 , wherein the control means sends the image to the authentication apparatus and stores a processed image having been processed by the authentication apparatus so as to satisfy a predetermined condition in the second storage means in the case where the processed image has been received from the authentication apparatus.

5. An authentication apparatus comprising: communication means for carrying out various kinds of communication; and control means for carrying out authentication of a person carrying a mobile terminal by a password in the case where the password has been received from the mobile terminal and for sending information representing a result of the authentication to the mobile terminal, the mobile terminal comprising imaging means for obtaining an image of a subject by photography, first storage means where e-money information is read from and written in by information reading writing means carrying out reading and writing of the e-money information, communication means for carrying out various kinds of communication, input means for receiving input of various kinds of instructions by a user, display means for carrying out various kinds of display, second storage means accessible only by predetermined application software, warning means for carrying out warning through detection of the information reading writing means by the predetermined application software, and control means for allowing photography of the user by the imaging means and input of the password, for sending the password to the authentication apparatus by using the communication means, for storing a photographed image in the second storage means in the case where the authentication apparatus has authenticated the user, for displaying the photographed image stored in the second storage means on the display means for carrying out the warning by the warning means in the case where the control means has detected the information reading writing means, according to the predetermined application software.

6. The authentication apparatus according to claim 5 , further comprising judgment means for carrying out judgment as to whether a predetermined first condition is satisfied by an image obtained by photography of the person carrying the mobile terminal in the case where the image has been received from the mobile terminal and for sending information representing a result of the judgment to the mobile terminal.

7. The authentication apparatus according to claim 5 , further comprising processing means for processing an image obtained by photography of the person carrying the mobile terminal so that the image satisfies a predetermined second condition in the case where the image has been received from the mobile terminal and for sending the image having been processed to the mobile terminal.

8. A billing apparatus comprising: input means for inputting various kinds of information; information reading writing means for reading and writing e-money information from and in a mobile terminal comprising imaging means for obtaining an image of a subject by photography, first storage means where e-money information is read from and written in by information reading writing means carrying out reading and writing of the e-money information, communication means for carrying out various kinds of communication, input means for receiving input of various kinds of instructions by a user, display means for carrying out various kinds of display, second storage means accessible only by predetermined application software, warning means for carrying out warning through detection of the information reading writing means by the predetermined application software, and control means for allowing photography of the user by the imaging means and input of the password, for sending the password to the authentication apparatus by using the communication means, for storing a photographed image in the second storage means in the case where the authentication apparatus has authenticated the user, for displaying the photographed image stored in the second storage means on the display means for carrying out the warning by the warning means in the case where the control means has detected the information reading writing means, according to the predetermined application software; and billing means for carrying out billing based on the e-money information in the case where input for allowing the billing is received from the input means of the billing apparatus.

9. A processing method carried out in a mobile terminal having imaging means for obtaining an image of a subject by photography, first storage means where e-money information is read from and written in by information reading writing means carrying out reading and writing of the e-money information, mobile terminal communication means for carrying out various kinds of communication, mobile terminal input means for receiving various kinds of instructions by a user, display means for carrying out various kinds of display, second storage means accessible only by predetermined application software, and warning means for carrying out warning through detection of the information reading writing means by the predetermined application software, the processing method comprising the steps of: allowing photography of the user by the imaging means and input of a password; sending the password to the authentication apparatus; storing the photographed image in the second storage means in the case where the authentication apparatus has authenticated the user; displaying the image stored in the second storage means on the display means and carrying out the warning by the warning means in the case where the information reading writing means has been detected, according to the predetermined application software.

10. An authentication method for an authentication apparatus having communication means for various kinds of communication, the authentication method comprising the steps of: carrying out authentication of a person carrying a mobile terminal by a password in the case where the password has been received from the mobile terminal, the mobile terminal having imaging means for obtaining an image of a subject by photography, first storage means where e-money information is read from and written in by information reading writing means carrying out reading and writing of the e-money information, communication means for carrying out various kinds of communication, input means for receiving input of various kinds of instructions by a user, display means for carrying out various kinds of display, second storage means accessible only by predetermined application software, warning means for carrying out warning through detection of the information reading writing means by the predetermined application software, and control means for allowing photography of the user by the imaging means and input of the password, for sending the password to the authentication apparatus by using the communication means, for storing a photographed image in the second storage means in the case where the authentication apparatus has authenticated the user, for displaying the photographed image stored in the second storage means on the display means for carrying out the warning by the warning means in the case where the control means has detected the information reading writing means, according to the predetermined application software; and sending information representing a result of the authentication to the mobile terminal.

11. A billing method for a billing apparatus having input means for inputting various kinds of information, information reading writing means for reading and writing c-money information from and in a mobile terminal imaging means for obtaining an image of a subject by photography, first storage means where e-money information is read from and written in by information reading writing means carrying out reading and writing of the e-money information, communication means for carrying out various kinds of communication, input means for receiving input of various kinds of instructions by a user, display means for carrying out various kinds of display, second storage means accessible only by predetermined application software, warning means for carrying out warning through detection of the information reading writing means by the predetermined application software, and control means for allowing photography of the user by the imaging means and input of the password, for sending the password to the authentication apparatus by using the communication means, for storing a photographed image in the second storage means in the case where the authentication apparatus has authenticated the user, for displaying the photographed image stored in the second storage means on the display means for carrying out the warning by the warning means in the case where the control means has detected the information reading writing means, according to the predetermined application software, the billing method comprising the step of: carrying out billing based on the e-money information in the case where input for allowing the billing is received from the input means of the billing apparatus.