Systems, Methods, and Media for Inducing Consumer Loyalty

1. A method of inducing customer loyalty, the method comprising: identifying a loyalty account associated with a consumer and a retailer by a hardware processor of a point of sale (POS) device; determining by the hardware processor of the POS device an amount owed by the consumer in connection with a transaction with the retailer; determining by the hardware processor of the POS device an amount of cash received from the consumer as payment for the amount owed; determining by the hardware processor of the POS device an amount of change as the difference between the amount of cash received and the amount owed; designating by the hardware processor of the POS device at least a portion of the amount of change as to be deposited into a monetary account linked to the consumer's loyalty account; determining by the hardware processor of the POS device if the consumer is entitled to a reward based on the depositing of the designated amount of change into the monetary account and at least one threshold; and displaying to the consumer the outcome of the determining.

2. The method of claim 1 , wherein the identifying further comprises: reading a loyalty account card associated with the consumer's loyalty account.

3. The method of claim 1 , wherein the identifying further comprises: receiving a telephone number associated with the consumer's loyalty account.

4. The method of claim 1 , wherein the determining if the consumer is entitled to a reward further comprises: comparing a new balance of the monetary account to a plurality of specified rewards thresholds, and if the new balance exceeds one of the plurality of rewards thresholds, determining that the consumer is entitled to a reward associated with the specified rewards threshold.

5. The method of claim 1 , further comprising: providing a reference number for each transaction where a designated amount of change is deposited by any consumer; and wherein the determining if the consumer is entitled to a reward further comprises: comparing the reference number associated with the depositing with a set threshold, and entering the consumer in a drawing for a prize if the reference number associated with the depositing is a whole number multiple of the set threshold.

6. A system for inducing customer loyalty, the system comprising: a hardware processor of a point of sale (POS) device configured to: identify a loyalty account associated with a consumer and a retailer; determine an amount owed by the consumer in connection with a transaction with the retailer; determine an amount of cash received from the consumer as payment for the amount owed; determine an amount of change as the difference between the amount of cash received and the amount owed; designate at least a portion of the amount of change as to be deposited into a monetary account linked to the consumer's loyalty account; determine if the consumer is entitled to a reward based on the depositing of the designated amount of change into the monetary account and at least one threshold; and display to the consumer the outcome of the determining.

7. The system of claim 6 , wherein the identifying further comprises: reading a loyalty account card associated with the consumer's loyalty account.

8. The system of claim 6 , wherein the identifying further comprises: receiving a telephone number associated with the consumer's loyalty account.

9. The system of claim 6 , wherein the determining if the consumer is entitled to a reward further comprises: comparing a new balance of the monetary account to a plurality of specified rewards thresholds, and if the new balance exceeds one of the plurality of rewards thresholds, determining that the consumer is entitled to a reward associated with the specified rewards threshold.

10. The system of claim 6 , wherein the processor is further configured to: provide a reference number for each transaction where a designated amount of change is deposited by any consumer; and wherein the determining if the consumer is entitled to a reward further comprises: comparing the reference number associated with the depositing with a set threshold, and entering the consumer in a drawing for a prize if the reference number associated with the depositing is a whole number multiple of the set threshold.

11. A non-transitory computer readable medium containing computer-executable instructions that, when executed by a processor, cause the processor to perform a method for inducing customer loyalty, the method comprising: identifying a loyalty account associated with a consumer and a retailer; determining an amount owed by the consumer in connection with a transaction with the retailer; determining an amount of cash received from the consumer as payment for the amount owed; determining an amount of change as the difference between the amount of cash received and the amount owed; designating at least a portion of the amount of change as to be deposited into a monetary account linked to the consumer's loyalty account; determining if the consumer is entitled to a reward based on the depositing of the designated amount of change into the monetary account and at least one threshold; and displaying to the consumer the outcome of the determining.

12. The non-transitory computer readable medium of claim 11 , wherein the identifying further comprises: reading a loyalty account card associated with the consumer's loyalty account.

13. The non-transitory computer readable medium of claim 11 , wherein the identifying further comprises: receiving a telephone number associated with the consumer's loyalty account.

14. The non-transitory computer readable medium of claim 11 , wherein the determining if the consumer is entitled to a reward further comprises: comparing a new balance of the monetary account to a plurality of specified rewards thresholds, and if the new balance exceeds one of the plurality of rewards thresholds, determining that the consumer is entitled to a reward associated with the specified rewards threshold.

15. The non-transitory computer readable medium of claim 11 , wherein the method further comprises: providing a reference number for each transaction where a designated amount of change is deposited by any consumer; and wherein the determining if the consumer is entitled to a reward further comprises: comparing the reference number associated with the depositing with a set threshold, and entering the consumer in a drawing for a prize if the reference number associated with the depositing is a whole number multiple of the set threshold.