Financial-Service Structured Content Manager

1. A system for facilitating evaluation of financial objects via aggregated entity assessments, the system comprising: a cloud store storing a set of financial object records; a financial object monitoring engine running on a processor device that: retrieves from the cloud store the set of financial object records; analyzes the set of financial object records, each financial object record in the set of financial object records characterizing a financial object, at least one financial object characterized in the set of financial object records including a loan or a loan request; and retrieves from the cloud store, for each financial object record in the set of financial object records, a financial liability associated with the characterized financial object, the financial liability including one or more of an amount due, a balance, an outstanding loan amount, and a credit limit; an entity detecting engine that detects: a first entity that is financially responsible for a first financial liability associated with a first financial object characterized by a first financial object record in the set of financial object records; a second entity that is financially responsible for a second financial liability associated with a second financial object characterized by a second financial object record in the set of financial object records; a relationship detecting engine running on a processor device that: detects a set of relationships, each relationship in the set of relationships associating two entities in a plurality of entities and being of a relationship type that is indicative of a type of business or spousal relationship between the associated two entities, the plurality of entities including the first entity and the second entity, and a relationship in the set of relationships associating the first entity to the second entity; retrieves from the cloud store a first asset allocation for the first entity, the first asset allocation including one or more of a first income, a first credit score, a first asset valuation and, a first net worth valuation; and retrieves from the cloud store a second asset allocation for the second entity, the second asset allocation including one or more of a second income, a second credit score, a second asset valuation, and a second net worth valuation; an aggregate element engine that: retrieves from the cloud store an aggregation protocol that specifies one or more types of relationships that support entity aggregation; associates the first entity with the second entity via a type of relationship of the specified one or more types of relationships that support entity aggregation; and transforms the first entity and the second entity into an aggregate entity element that represents a combination of the first entity and the second entity; a risk assessment engine that generates a financial variable for the aggregate entity element based on: the first financial liability and the second financial liability; and the first asset allocation and the second asset allocation; a reviewer interface manipulation engine that: detects a query input corresponding to a request for data pertaining to the first entity; and facilitates, in response to the detecting the query input, a presentation of: the financial variable for the aggregate entity element; an identification of the first entity and the second entity; and an option to exclude one of the first entity and the second entity from contributing to the aggregate entity element.

2. The system for facilitating evaluation of financial objects via aggregated entity assessments as recited in claim 1 , further comprising: a web management engine that: generates a multi-party interrelationship web that includes: an identification of each of the first financial object and the second financial object; an identification of the aggregate entity element; and an identification, for each financial object of the first financial object and the second financial object, of a relationship between the aggregate entity element and the financial object, wherein the reviewer interface manipulation engine further facilitates a presentation of at least part of the multi-party interrelationship web.

3. The system for facilitating evaluation of financial objects via aggregated entity assessments as recited in claim 1 , wherein the first financial liability is summed with the second financial liability and the first asset allocation is summed with the second asset allocation.

4. The system for facilitating evaluation of financial objects via aggregated entity assessments as recited in claim 1 , wherein the first financial liability and the second financial liability are averaged and the first asset allocation and the second asset allocation are averaged.

5. The system for facilitating evaluation of financial objects via aggregated entity assessments as recited in claim 1 , wherein the aggregate element engine further: identifies a third entity that is associated with the first entity or the second entity are associated with each other via a same or different type of relationship of the specified one or more types of relationships that support entity aggregation, wherein the aggregate entity element represents a combination of the first entity, the second entity and the third entity.

6. The system for facilitating evaluation of financial objects via aggregated entity assessments as recited in claim 1 , wherein generating the financial variable for the aggregate entity element is further based on: generating a first financial variable for the first entity based on the first financial liability and the first asset allocation; generating a second financial variable for the second entity based on the second financial liability and the second asset allocation; and summing or averaging the first financial variable and the second financial variable to generate the financial variable.

7. A method for facilitating evaluation of financial objects via aggregated entity assessments, the method comprising: retrieving from a cloud store a set of financial object records; analyzing the set of financial object records, each financial object record in the set of financial object records characterizing a financial object, at least one financial object characterized in the set of financial object records including a loan or a loan request; and retrieving from the cloud store, for each financial object record in the set of financial object records, a financial liability associated with the characterized financial object, the financial liability including one or more of an amount due, a balance, an outstanding loan amount, and a credit limit; detecting a first entity that is financially responsible for a first financial liability associated with a first financial object characterized by a first financial object record in the set of financial object records; detecting a second entity that is financially responsible for a second financial liability associated with a second financial object characterized by a second financial object record in the set of financial object records; detecting a set of relationships, each relationship in the set of relationships associating two entities in a plurality of entities and being of a relationship type that is indicative of a type of business or spousal relationship between the associated two entities, the plurality of entities including the first entity and the second entity, and a relationship in the set of relationships associating the first entity to the second entity; retrieving from the cloud store a first asset allocation for the first entity, the first asset allocation including one or more of a first income, a first credit score, a first asset valuation, and a first net worth valuation; retrieving from the cloud store a second asset allocation for the second entity, the second asset allocation including one or more of a second income, a second credit score, a second asset valuation, and a second net worth valuation; retrieving from the cloud store an aggregation protocol that specifies one or more types of relationships that support entity aggregation; associating the first entity with the second entity via a type of relationship of the specified one or more types of relationships that support entity aggregation; transforming, using a processor device, the first entity and the second entity into an aggregate entity element that represents a combination of the first entity and the second entity; generating a financial variable for the aggregate entity element based on the first financial liability and the second financial liability and the first asset allocation and the second asset allocation; detecting a query input corresponding to a request for data pertaining to the first entity; and facilitating, in response to the detecting the query input, a presentation of: the financial variable for the aggregate entity element; the identity of the first entity and the second entity; and an option to exclude one of the first entity and the second entity from contributing to the aggregate entity element.

8. The method for facilitating evaluation of financial objects via aggregated entity assessments as recited in claim 7 , further comprising: generating a multi-party interrelationship web that includes: an identification of each of the first financial object and the second financial object; an identification of the aggregate entity element; and an identification, for each financial object of the first financial object and the second financial object, of a relationship between the aggregate entity element and the financial object; and facilitating a presentation of at least part of the multi-party interrelationship web.

9. The method for facilitating evaluation of financial objects via aggregated entity assessments as recited in claim 7 , wherein the first financial liability is summed with the second financial liability and the first asset allocation is summed with the second asset allocation.

10. The method for facilitating evaluation of financial objects via aggregated entity assessments as recited in claim 7 , wherein the first financial liability and the second financial liability are averaged and the first asset allocation and the second asset allocation are averaged.

11. The method for facilitating evaluation of financial objects via aggregated entity assessments as recited in claim 7 , further comprising: identifying a third entity that is associated with the first entity or the second entity are associated with each other via a same or different type of relationship of the specified one or more types of relationships that support entity aggregation, wherein the aggregate entity element represents a combination of the first entity, the second entity and the third entity.

12. The method for facilitating evaluation of financial objects via aggregated entity assessments as recited in claim 7 , wherein generating the financial variable for the aggregate entity element further based on: generating a first financial variable for the first entity based on the first financial liability and the first asset allocation; generating a second financial variable for the second entity based on the second financial liability and the second asset allocation; and summing or averaging the first financial variable and the second financial variable to generate the financial variable.

13. A computer-program product for facilitating evaluation of financial objects via aggregated entity assessments tangibly embodied in a non-transitory machine-readable storage medium, including instructions configured to cause one or more data processors to perform operations including: retrieving from a cloud store a set of financial object records; analyzing the set of financial object records, each financial object record in the set of financial object records characterizing a financial object, at least one financial object characterized in the set of financial object records including a loan or a loan request; and retrieving from the cloud store, for each financial object record in the set of financial object records, a financial liability associated with the characterized financial object, the financial liability including one or more of an amount due, a balance, an outstanding loan amount, and a credit limit; detecting a first entity that is financially responsible for a first financial liability associated with a first financial object characterized by a first financial object record in the set of financial object records; detecting a second entity that is financially responsible for a second financial liability associated with a second financial object characterized by a second financial object record in the set of financial object records; detecting a set of relationships, each relationship in the set of relationships associating two entities in a plurality of entities and being of a relationship type that is indicative of a type of business or spousal relationship between the associated two entities, the plurality of entities including the first entity and the second entity, and a relationship in the set of relationships associating the first entity to the second entity; retrieving from the cloud store a first asset allocation for the first entity, the first asset allocation including one or more of a first income, a first credit score, a first asset valuation, and a first net worth; retrieving from the cloud store a second asset allocation for the second entity, the second asset allocation including one or more of a second income, a second credit score, a second asset valuation, and a second net worth; retrieving from the cloud store an aggregation protocol that specifies one or more types of relationships that support entity aggregation; associating the first entity with the second entity via a type of relationship of the specified one or more types of relationships that support entity aggregation; transforming the first entity and the second entity into an aggregate entity element that represents a combination of the first entity and the second entity; generating a financial variable for the aggregate entity element based on the first financial liability and the second financial liability and the first asset allocation and the second asset allocation; detecting a query input corresponding to a request for data pertaining to the first entity; and facilitating, in response to the detecting the query input, a presentation of: the financial variable for the aggregate entity element; the identity of the first entity and the second entity; and an option to exclude one of the first entity and the second entity from contributing to the aggregate entity element.

14. The computer-program product for facilitating evaluation of financial objects via aggregated entity assessments as recited in claim 13 , wherein the operations further include: generating a multi-party interrelationship web that includes: an identification of each of the first financial object and the second financial object; an identification of the aggregate entity element; and an identification, for each financial object of the first financial object and the second financial object, of a relationship between the aggregate entity element and the financial object; and facilitating a presentation of at least part of the multi-party interrelationship web.

15. The computer-program product for facilitating evaluation of financial objects via aggregated entity assessments as recited in claim 13 , wherein the first financial liability is summed with the second financial liability and the first asset allocation is summed with the second asset allocation.

16. The computer-program product for facilitating evaluation of financial objects via aggregated entity assessments as recited in claim 13 , wherein the first financial liability and the second financial liability are averaged and the first asset allocation and the second asset allocation are averaged.

17. The computer-program product for facilitating evaluation of financial objects via aggregated entity assessments as recited in claim 13 , wherein the operations further include: identifying a third entity that is associated with the first entity or the second entity are associated with each other via a same or different type of relationship of the specified one or more types of relationships that support entity aggregation, wherein the aggregate entity element represents a combination of the first entity, the second entity and the third entity.

18. The computer-program product for facilitating evaluation of financial objects via aggregated entity assessments as recited in claim 13 , wherein generating the financial variable for the aggregate entity element is further based on: generating a first financial variable for the first entity based on the first financial liability and the first asset allocation; generating a second financial variable for the second entity based on the second financial liability and the second asset allocation; and summing or averaging the first financial variable and the second financial variable to generate the financial variable.