Calling Card Replenishment System

1. A computer-implemented method of real-time replenishment with electronic confirmation in the sale of prepaid long distance calling, comprising: receiving a phone number to a computer based server, the phone number associated with a prepaid long distance calling account, the account having a monetary balance; receiving a monetary amount to the server, wherein the monetary amount is a value by which the monetary balance is to be increased or decreased; receiving to the server an indication of whether an increase or decrease to the monetary balance of the account is requested; comparing the phone number to a stored list of registered phone numbers, each registered phone number having a unique pin and a balance amount; creating a new pin, responsive to the comparison not resulting in a match and receiving the indication that an increase to the balance amount of the account has been requested; responsive to the new pin being created, associating the new pin with the phone number, such that the new pin becomes the unique pin for the phone number; increasing the balance amount of the account by the monetary amount, responsive to receiving the indication that an increase to the balance amount of the account has been requested; decreasing the balance amount of the account by the monetary amount, responsive to receiving the indication that a decrease to the balance amount of the account has been requested; indicating an error responsive to receiving the indication that a decrease to the balance has been requested and the comparison not resulting in a match; transmitting from the server a request containing the phone number and a message to be sent to the phone number; and destroying the unique pin associated with the phone number responsive to receiving the indication that a decrease to the balance has been requested and the balance amount being less than a predetermined amount, said message containing an access phone number; wherein said access phone number is for use in the prepaid long distance calling.

2. The method of claim 1 , wherein: the unique pin is the phone number.

3. The method of claim 1 , wherein the message to be sent to the phone number further comprises the monetary amount.

4. The method of claim 1 , wherein the message to be sent to the phone number further comprises the balance amount.

5. The method of claim 1 , wherein the message to be sent to the phone number further comprises a link enabled access number for easy dialing of the access number.

6. The method of claim 1 , further comprising: receiving a pre-purchased pin to the server prior to the step of receiving a monetary amount to the server; determining if the pre-purchased pin is valid; retrieving an additional monetary amount associated with the pre-purchased pin, responsive to a determination the pre-purchased pin is valid; associating the additional monetary amount with the phone number.

7. The method of claim 6 , further comprising: sending a SMS message indicating that the pre-purchased pin is invalid to the phone number responsive to a determination that the pre-purchased pin is invalid.

8. A system for real-time replenishment with electronic confirmation in the sale of prepaid long distance calling, comprising: a web portal operable to: receive a phone number to a computer based server, the phone number associated with a prepaid long distance calling account, the account having a monetary balance; receive a monetary amount to the server, wherein the monetary amount is a value by which the monetary balance is to be increased or decreased; receive to the server an indication of whether an increase or decrease to the monetary balance of the account is requested; compare the phone number to a stored list of registered phone numbers, each registered phone number having a unique pin and a balance amount; create a new pin, responsive to the comparison not resulting in a match and receiving the indication that an increase to the balance amount of the account has been requested; responsive to the new pin being created, associate the new pin with the phone number, such that the new pin becomes the unique pin for the phone number; increase the balance amount of the account by the monetary amount, responsive to receiving the indication that an increase to the balance amount of the account has been requested; decrease the balance amount of the account by the monetary amount, responsive to receiving the indication that a decrease to the balance amount of the account has been requested; indicate an error responsive to receiving the indication that a decrease to the balance has been requested and the comparison not resulting in a match; transmit from the server a request containing the phone number and a message to be sent to the phone number; and destroying the unique pin associated with the phone number responsive to receiving the indication that a decrease to the balance has been requested and the balance amount being less than a predetermined amount, said message containing an access phone number; wherein said access phone number is for use in the prepaid long distance calling.

9. The system of claim 8 , wherein the server is operable to: receive the request from the web portal comprising the phone number and a message to be sent to the phone number, parse the request into a SMS text message comprising the phone number and the access number to be sent to the phone number, and send the SMS text message to the mobile phone associated with the phone number.

10. The system of claim 8 , wherein the server is operable to: receive a pre-purchased pin to the server prior to the step of receiving a monetary amount to the server; determine if the pre-purchased pin is valid; retrieve an additional monetary amount associated with the pre-purchased pin, responsive to a determination the pre-purchased pin is valid; associate the additional monetary amount with the phone number.

11. A method of providing incentives for referrals with electronic confirmation in the sale of prepaid long distance calling, comprising: receiving a phone number associated with a prepaid long distance calling account, the account having a monetary balance; receiving a referral phone number to the server; comparing the referral phone number to a stored list of registered phone numbers, each registered phone number having a unique pin and a balance amount; creating a new pin, responsive to the comparison not resulting in a match and receiving the indication that an increase to the balance amount has been requested; responsive to the new pin being created, associate the new pin with the referral phone number, such that the new pin becomes the unique pin for the referral phone number; sending a request through the server, the request containing the referral phone number and a message to be sent to the referral phone number; and destroying the unique pin associated with the phone number responsive to receiving the indication that a decrease to the balance has been requested and the balance amount being less than a predetermined amount, said message containing an access phone number and a monetary amount; wherein said access phone number is for use in the prepaid long distance.

12. The method of claim 11 , further comprising: indicating an error responsive to the comparison of the phone number not resulting in a match.

13. The method of claim 11 , further comprising: comparing the phone number to a stored list of registered phone numbers, each registered phone number having a unique pin and a balance amount; indicating an error responsive to the comparison of the phone number not resulting in a match; sending a request through the server, the request containing the referral phone number and a message to be sent to the referral phone number; said message containing an access phone number and a monetary amount; wherein said access phone number is for use in the prepaid long distance calling.

14. The method of claim 11 , wherein the monetary amount is the balance amount.