9747588

Automated Teller Machine ("atm") Currency Stamper

PublishedAugust 29, 2017
Assigneenot available in USPTO data we have
Technical Abstract

Patent Claims
17 claims

Legal claims defining the scope of protection. Each claim is shown in both the original legal language and a plain English translation.

Claim 1

Original Legal Text

1. A system for marking currency dispensed by an automated teller machine (“ATM”), the system comprising: a cash cassette configured to store cash; a cash dispenser configured to disburse the cash and retract the cash; an ultraviolet stamp applicator configured to apply an ultraviolet identifier to the cash retracted by the dispenser; and an ultraviolet stamp reader configured to read the ultraviolet identifier after the cash is retracted by the dispenser.

Plain English Translation

An automated teller machine (ATM) system marks retracted currency. The system has a cash cassette for storing cash, a dispenser that disburses and retracts cash. When cash is retracted, an ultraviolet (UV) stamp applicator marks it with a UV identifier. A UV stamp reader then reads this identifier after retraction.

Claim 2

Original Legal Text

2. The system of claim 1 further comprising a purge-bin configured to store the cash retracted by the dispenser; wherein the ultraviolet stamp reader is configured to read the ultraviolet identifier after the cash is removed from the purge bin.

Plain English Translation

An automated teller machine (ATM) system marks retracted currency. It includes a cash cassette, a dispenser/retractor, a UV stamp applicator for marking retracted cash, and a UV stamp reader. A purge-bin stores retracted cash. The UV stamp reader reads the UV identifier after the cash is removed from the purge bin.

Claim 3

Original Legal Text

3. The system of claim 1 wherein the ultraviolet stamp applicator applies an ultraviolet identifier that is invisible to a human eye.

Plain English Translation

The invention relates to a system for applying ultraviolet (UV) identifiers to objects, where the identifiers are invisible to the human eye. The system includes a UV stamp applicator that deposits these invisible markers onto surfaces, enabling tracking, authentication, or verification processes. The UV identifiers can be detected using specialized equipment, such as UV light sources or sensors, to reveal hidden information. This technology is useful in applications like anti-counterfeiting, inventory management, and secure document verification, where covert marking is required. The UV stamp applicator may be integrated into a larger system that includes a controller to manage the application process, ensuring precise and consistent marking. The system may also include a detection mechanism to verify the presence or integrity of the UV identifiers. The UV identifiers can be applied in various forms, such as patterns, codes, or unique signatures, depending on the application. The use of UV identifiers provides a secure and tamper-evident method of marking objects without altering their visible appearance. This technology addresses the need for covert identification in industries where visible markings are impractical or undesirable.

Claim 4

Original Legal Text

4. The system of claim 1 wherein the ultraviolet identifier comprises: a denomination; a transaction identifier associated with a request to withdraw the cash from the ATM; and a time and date.

Plain English Translation

An automated teller machine (ATM) system marks retracted currency. It includes a cash cassette, dispenser/retractor, and a UV stamp applicator. The UV identifier applied to retracted currency includes the denomination of the currency, a transaction identifier linked to the withdrawal request, and the time and date of the transaction.

Claim 5

Original Legal Text

5. A system for marking currency dispensed by an automated teller machine (“ATM”), the system comprising an ATM keypad, a cash cassette, a dispenser and an ultraviolet stamp applicator, the system configured to: receive, via the ATM keypad, a request for an amount of currency; extract the amount of currency from the cash cassette; dispense the amount of currency from the dispenser; retract at least a portion of the amount of currency using the dispenser; and apply an ultraviolet stamp to at least the retracted portion of the amount of currency using the ultraviolet stamp applicator.

Plain English Translation

An automated teller machine (ATM) marks retracted currency. The system takes a currency amount request via the ATM keypad, extracts currency from a cash cassette, dispenses the currency, and retracts some of it. An ultraviolet (UV) stamp applicator then applies a UV stamp to the retracted currency.

Claim 6

Original Legal Text

6. The system of claim 5 further comprising a purge-bin and an ultraviolet stamp scanner, the system configured to: store the portion of the amount of currency in the purge bin; using the ultraviolet stamp scanner, read the ultraviolet stamp; and based on the read, determine a value of the portion of the currency.

Plain English Translation

An automated teller machine (ATM) marks retracted currency and determines its value. The system includes a keypad, cassette, dispenser, UV stamp applicator, purge-bin, and UV stamp scanner. Currency is retracted and stored in the purge bin. The UV stamp scanner reads the UV stamp and determines the currency's value based on the read information.

Claim 7

Original Legal Text

7. The system of claim 5 wherein, when the portion of the amount of currency comprises a plurality of retracted notes, the ultraviolet stamp applicator is configured to apply the ultraviolet stamp to a first retracted note and a last retracted note.

Plain English Translation

An automated teller machine (ATM) marks retracted currency. The system includes a keypad, cassette, dispenser, UV stamp applicator. When a plurality of notes is retracted, the ultraviolet stamp applicator applies the ultraviolet stamp to the first and last retracted note.

Claim 8

Original Legal Text

8. The system of claim 5 wherein when the portion of the amount of currency comprises a plurality of retracted notes, the ultraviolet stamp applicator is configured to apply the ultraviolet stamp to each of the notes in the plurality.

Plain English Translation

An automated teller machine (ATM) marks retracted currency. The system includes a keypad, cassette, dispenser, UV stamp applicator. When a plurality of notes are retracted, the UV stamp applicator applies the UV stamp to each individual note.

Claim 9

Original Legal Text

9. The system of claim 5 further comprising a computer system, the computer system configured to: identify a customer account associated with the request; and debit the customer account a difference between the amount and the value.

Plain English Translation

An automated teller machine (ATM) marks retracted currency. It contains a keypad, cash cassette, dispenser, UV stamp applicator, and a computer system. The system receives a currency amount request via the keypad, extracts currency from the cassette, dispenses the currency, retracts some of it, and applies a UV stamp. The computer system identifies the customer account associated with the request and debits the account the difference between the initially requested amount and the actual value of the dispensed/retracted currency, accounting for any retracted amount.

Claim 10

Original Legal Text

10. The system of claim 5 , wherein, when the currency comprises a plurality of notes, the ultraviolet stamp comprises: a denomination of each note in the plurality of notes; and a transaction identifier associated with the request for the amount of currency.

Plain English Translation

An automated teller machine (ATM) marks retracted currency. The system includes a keypad, cassette, dispenser, and UV stamp applicator. If the dispensed currency is a stack of bills, the UV stamp contains the denomination of each individual bill and the transaction identifier associated with the currency request.

Claim 11

Original Legal Text

11. The system of claim 5 further comprising an ultraviolet stamp scanner, the scanner configured to read the ultraviolet stamp and erase the ultraviolet stamp.

Plain English Translation

An automated teller machine (ATM) marks retracted currency. The system includes a keypad, cassette, dispenser, UV stamp applicator, and an ultraviolet stamp scanner. The scanner reads the ultraviolet stamp applied to retracted currency and then erases the stamp.

Claim 12

Original Legal Text

12. A method for determining a value of bills retracted by an automated teller machine (“ATM”), the method comprising: the ATM receiving a request to dispense a plurality of bills; a dispenser of the ATM retracting at least a portion of the plurality of bills; a watermark stamp applicator of the ATM that includes hardware applying a watermark to each bill in the retracted portion of the plurality of bills; a computer system of the ATM that includes hardware associating a transaction identifier with the watermark; a watermark scanner of the ATM scanning the watermark on each bill included in the retracted portion of bills; the computer system associating the transaction identifier with the watermark; and the computer system, based on the scanning of the watermark, determining a value corresponding to the portion of bills.

Plain English Translation

A method for an automated teller machine (ATM) to determine the value of retracted bills. The ATM receives a request to dispense bills. The dispenser retracts some of the bills. A watermark stamp applicator applies a watermark to each retracted bill. The ATM's computer system associates a transaction identifier with the watermark. A watermark scanner scans the watermark on each bill. The computer system then determines the value of the retracted bills based on the scanned watermarks and the associated transaction identifier.

Claim 13

Original Legal Text

13. The method of claim 12 further comprising, the computer system associating the value with the transaction identifier; the computer system identifying a customer account corresponding to the transaction identifier; and the computer system debiting the customer account a difference between the amount and the value.

Plain English Translation

A method for an automated teller machine (ATM) to determine the value of retracted bills. (Building on the previous claim): After determining the value of retracted bills, the computer system associates that value with the transaction identifier. It identifies the customer account associated with the transaction and debits the account the difference between the initially requested amount and the actual value dispensed/retracted.

Claim 14

Original Legal Text

14. The method of claim 13 further comprising, the watermark scanner erasing the watermark from each bill after the scanning.

Plain English Translation

A method for an automated teller machine (ATM) to determine the value of retracted bills. (Building on the process of value determination and account debiting): After the watermark scanner scans each bill, it erases the watermark from each bill.

Claim 15

Original Legal Text

15. The method of claim 12 further comprising: the computer system receiving a mis-dispense claim comprising a request for a refund amount; the computer system relating the mis-dispense claim to: the transaction identifier associated with the watermark; and the value corresponding to the portion of the bills; the computer system comparing the refund amount to the value; and the computer system responding to the mis-dispense claim based on a difference between the refund amount and the value.

Plain English Translation

A method for an automated teller machine (ATM) to handle mis-dispense claims and value retracted bills. The computer receives a mis-dispense claim (request for refund). The system relates this claim to the transaction identifier from watermarked bills and the value determined for the retracted bills. It compares the requested refund amount to the calculated value of retracted cash. The system then responds to the claim based on the difference between the requested refund and the calculated value of the returned currency.

Claim 16

Original Legal Text

16. The method of claim 12 wherein the watermark comprises a time and date stamp.

Plain English Translation

This describes a method within an ATM system for determining the value of bills that are retracted. When an ATM receives a request to dispense currency, its dispenser will retract at least a portion of the requested bills. A dedicated hardware applicator within the ATM then applies a watermark (e.g., an ultraviolet stamp) to *each* individual bill in this retracted portion. The ATM's computer system associates a unique transaction identifier with this watermark. Subsequently, a scanner reads the watermark from each of these marked bills. Based on the scanned watermark information, the computer system determines the total value of the retracted portion of bills. A key feature is that this applied watermark includes a time and date stamp.

Claim 17

Original Legal Text

17. The method of claim 16 further comprising: the computer system identifying: a claimant associated with the mis-dispense claim; and an account associated with the claimant; and the computer system determining if the account is associated with the time and date stamp.

Plain English Translation

A method for an automated teller machine (ATM) to determine the value of retracted bills. (Building on the time/date stamp watermark). The computer system identifies the claimant associated with a mis-dispense claim, and the account associated with that claimant. It then determines if the claimant's account is associated with the time and date stamp on the retracted currency.

Patent Metadata

Filing Date

Unknown

Publication Date

August 29, 2017

Inventors

Kristy M. Crist
Terrelle Carswell
Eric McConnell
Rahul Puri
Devin D. Rhodes
James D. Goodwin

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Cite as: Patentable. “AUTOMATED TELLER MACHINE ("ATM") CURRENCY STAMPER” (9747588). https://patentable.app/patents/9747588

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AUTOMATED TELLER MACHINE ("ATM") CURRENCY STAMPER