Legal claims defining the scope of protection. Each claim is shown in both the original legal language and a plain English translation.
1. A method of anticipating future travel, the method comprising: identifying a travel-related cookie from a plurality of cookies with a processor, when a web site address of the travel-related cookie is associated with a travel web site, each cookie of the plurality of cookies containing: an Internet Protocol address associated with a browsing computer and the web site address; identifying, with the processor, a customer account associated with the travel-related cookie by comparing the Internet Protocol address of the browsing computer with a database of known customer Internet Protocol addresses, the database being stored on a non-transitory computer-readable storage medium, the customer account containing contact information of the customer; using the contact information to send the customer a travel-related notification via a network interface.
The method anticipates future travel by first identifying travel-related cookies from a user's browser. The cookies include the website address visited and the user's IP address. If the website is a travel-related site, like an airline or hotel, the system then matches the user's IP address to a known customer account stored in a database. The customer account contains the user's contact information, and the system uses this information to send the customer a travel-related notification (e.g., offers, travel tips) via email, text, or in-app message.
2. The method of claim 1 , wherein the travel web site is an airline, hotel, travel search web site, or travel agency.
Building upon the method of anticipating future travel by identifying travel-related cookies, matching them to customer accounts via IP address, and sending travel notifications; this implementation specifies that the travel website triggering the cookie identification and subsequent notification is one of the following types: an airline website, a hotel website, a travel search website (e.g., Expedia, Kayak), or a travel agency website. Thus, the system specifically targets users browsing or interacting with these particular categories of travel-related sites.
3. The method of claim 2 , further comprising: determining, with the processor, an associated travel transaction using the customer account.
Continuing from the method of identifying travel-related cookies, matching them to customer accounts via IP address, sending travel notifications, and focusing on airline, hotel, travel search, or travel agency websites; this version further determines an associated travel transaction using the customer account. The system checks the customer's account for any completed or pending travel-related bookings or purchases linked to that account, such as a previously booked flight or hotel reservation. This travel transaction information can then be used to refine the travel-related notification.
4. The method of claim 3 , wherein the associated travel transaction is a purchase of a plane ticket, purchase of a rail ticket, rental car reservation, or cruise reservation.
Further to identifying travel-related cookies, matching them to customer accounts via IP address, sending travel notifications based on airline, hotel, search, or agency website visits, and determining associated travel transactions from the customer account; this claim specifies what constitutes an "associated travel transaction". These transactions include the purchase of a plane ticket, the purchase of a rail ticket, a rental car reservation, or a cruise reservation. The system is explicitly designed to recognize these types of transactions within the user's customer account.
5. The method of claim 4 , wherein the customer account further contains a Primary Account Number or checking account number.
In addition to identifying travel-related cookies, matching them to customer accounts via IP address, sending travel notifications related to airline, hotel, search, or agency website visits, using associated travel transactions, involving plane, rail, car, or cruise bookings; this variant includes the customer's Primary Account Number (PAN, i.e. credit card number) or checking account number within the customer account information. This allows the system to more readily identify past purchases or bookings made directly by the user related to travel.
6. The method of claim 5 , further comprising: factoring the associated travel transaction into future fraud scoring with the processor.
Extending from identifying travel-related cookies, matching them to customer accounts with contact and payment information via IP address, sending travel notifications related to airline, hotel, search, or agency website visits, detecting associated travel transactions, such as plane, rail, car, or cruise bookings; this claim incorporates the associated travel transaction into future fraud scoring. The system uses travel purchase behavior and patterns to help determine future fraud risk. It analyzes previous transactions to build a risk profile to improve fraud detection.
7. The method of claim 6 , wherein the travel-related notification is via an electronic mail notification, a text message, or an application running on the browsing computer.
Refining the method of identifying travel-related cookies, linking them to customer accounts via IP, sending travel notifications about airline, hotel, search, and agency website activity with plane, rail, car, or cruise transactions factored into fraud scoring; this claim specifies that the travel-related notification can be delivered through one of the following channels: an electronic mail notification, a text message sent to the user's mobile device, or an application running on the browsing computer (e.g., a browser extension or desktop application).
8. A system of anticipating future travel, the system comprising: a processor configured to identify a travel-related cookie from a plurality of cookies with a processor, when a web site address of the travel-related cookie is associated with a travel web site, each cookie of the plurality of cookies containing: an Internet Protocol address associated with a browsing computer and the web site address, the processor further configured to identify a customer account associated with the travel-related cookie by comparing the Internet Protocol address of the browsing computer with a database of known customer Internet Protocol addresses, the database being stored on a non-transitory computer-readable storage medium, the customer account containing contact information of the customer; and a network interface is configured to use the contact information to send the customer a travel-related notification.
The system anticipates future travel by identifying travel-related cookies from a user's browser. The cookies include the website address visited and the user's IP address. If the website is a travel-related site, like an airline or hotel, the system then matches the user's IP address to a known customer account stored in a database. The customer account contains the user's contact information, and the system uses this information to send the customer a travel-related notification (e.g., offers, travel tips) via email, text, or in-app message. The system includes a processor and a network interface.
9. The system of claim 8 , wherein the travel web site is an airline, hotel, travel search web site, or travel agency.
Building upon the system of anticipating future travel by identifying travel-related cookies, matching them to customer accounts via IP address, and sending travel notifications; this implementation specifies that the travel website triggering the cookie identification and subsequent notification is one of the following types: an airline website, a hotel website, a travel search website (e.g., Expedia, Kayak), or a travel agency website. Thus, the system specifically targets users browsing or interacting with these particular categories of travel-related sites.
10. The system of claim 9 , wherein the processor is further configured to determine an associated travel transaction using the customer account.
Continuing from the system of identifying travel-related cookies, matching them to customer accounts via IP address, sending travel notifications, and focusing on airline, hotel, travel search, or travel agency websites; this version further determines an associated travel transaction using the customer account. The system checks the customer's account for any completed or pending travel-related bookings or purchases linked to that account, such as a previously booked flight or hotel reservation. This travel transaction information can then be used to refine the travel-related notification.
11. The system of claim 10 , wherein the associated travel transaction is a purchase of a plane ticket, purchase of a rail ticket, rental car reservation, or cruise reservation.
Further to identifying travel-related cookies, matching them to customer accounts via IP address, sending travel notifications based on airline, hotel, search, or agency website visits, and determining associated travel transactions from the customer account; this claim specifies what constitutes an "associated travel transaction". These transactions include the purchase of a plane ticket, the purchase of a rail ticket, a rental car reservation, or a cruise reservation. The system is explicitly designed to recognize these types of transactions within the user's customer account.
12. The system of claim 11 , wherein customer account further contains a Primary Account Number or checking account number.
In addition to identifying travel-related cookies, matching them to customer accounts via IP address, sending travel notifications related to airline, hotel, search, or agency website visits, using associated travel transactions, involving plane, rail, car, or cruise bookings; this variant includes the customer's Primary Account Number (PAN, i.e. credit card number) or checking account number within the customer account information. This allows the system to more readily identify past purchases or bookings made directly by the user related to travel.
13. The system of claim 12 , further comprising: factoring the associated travel transaction into future fraud scoring with the processor.
Extending from identifying travel-related cookies, matching them to customer accounts with contact and payment information via IP address, sending travel notifications related to airline, hotel, search, or agency website visits, detecting associated travel transactions, such as plane, rail, car, or cruise bookings; this claim incorporates the associated travel transaction into future fraud scoring. The system uses travel purchase behavior and patterns to help determine future fraud risk. It analyzes previous transactions to build a risk profile to improve fraud detection.
14. The system of claim 13 , wherein the travel-related notification is via an electronic mail notification, a text message, or an application running on the browsing computer.
Refining the system of identifying travel-related cookies, linking them to customer accounts via IP, sending travel notifications about airline, hotel, search, and agency website activity with plane, rail, car, or cruise transactions factored into fraud scoring; this claim specifies that the travel-related notification can be delivered through one of the following channels: an electronic mail notification, a text message sent to the user's mobile device, or an application running on the browsing computer (e.g., a browser extension or desktop application).
15. A non-transitory computer readable medium encoded with data and instructions, when executed by a computing device the instructions causing the computing device to: identify a travel-related cookie from a plurality of cookies with a processor, when a web site address of the travel-related cookie is associated with a travel web site, each cookie of the plurality of cookies containing: an Internet Protocol address associated with a browsing computer and the web site address; identify, with the processor, a customer account associated with the travel-related cookie by comparing the Internet Protocol address of the browsing computer with a database of known customer Internet Protocol addresses, the database being stored on a non-transitory computer-readable storage medium, the customer account containing contact information of the customer; use the contact information to send the customer a travel-related notification via a network interface.
A computer-readable medium stores instructions for anticipating future travel by first identifying travel-related cookies from a user's browser. The cookies include the website address visited and the user's IP address. If the website is a travel-related site, like an airline or hotel, the system then matches the user's IP address to a known customer account stored in a database. The customer account contains the user's contact information, and the system uses this information to send the customer a travel-related notification (e.g., offers, travel tips) via email, text, or in-app message.
16. The non-transitory computer-readable storage medium of claim 15 , wherein the travel web site is an airline, hotel, travel search web site, or travel agency.
Building upon the computer-readable medium storing instructions for anticipating future travel by identifying travel-related cookies, matching them to customer accounts via IP address, and sending travel notifications; this implementation specifies that the travel website triggering the cookie identification and subsequent notification is one of the following types: an airline website, a hotel website, a travel search website (e.g., Expedia, Kayak), or a travel agency website. Thus, the system specifically targets users browsing or interacting with these particular categories of travel-related sites.
17. The non-transitory computer-readable storage medium of claim 16 , wherein the processor is further configured to: determine an associated travel transaction using the customer account.
Continuing from the computer-readable medium storing instructions for identifying travel-related cookies, matching them to customer accounts via IP address, sending travel notifications, and focusing on airline, hotel, travel search, or travel agency websites; this version further determines an associated travel transaction using the customer account. The system checks the customer's account for any completed or pending travel-related bookings or purchases linked to that account, such as a previously booked flight or hotel reservation. This travel transaction information can then be used to refine the travel-related notification.
18. The non-transitory computer-readable storage medium of claim 17 , wherein the associated travel transaction is a purchase of a plane ticket, purchase of a rail ticket, rental car reservation, or cruise reservation.
Further to the computer-readable medium storing instructions for identifying travel-related cookies, matching them to customer accounts via IP address, sending travel notifications based on airline, hotel, search, or agency website visits, and determining associated travel transactions from the customer account; this claim specifies what constitutes an "associated travel transaction". These transactions include the purchase of a plane ticket, the purchase of a rail ticket, a rental car reservation, or a cruise reservation. The system is explicitly designed to recognize these types of transactions within the user's customer account.
19. The non-transitory computer-readable storage medium of claim 18 , wherein the customer account further contains a Primary Account Number or checking account number.
In addition to the computer-readable medium storing instructions for identifying travel-related cookies, matching them to customer accounts via IP address, sending travel notifications related to airline, hotel, search, or agency website visits, using associated travel transactions, involving plane, rail, car, or cruise bookings; this variant includes the customer's Primary Account Number (PAN, i.e. credit card number) or checking account number within the customer account information. This allows the system to more readily identify past purchases or bookings made directly by the user related to travel.
20. The non-transitory computer-readable storage medium of claim 15 , further comprising: factoring the associated travel transaction into future fraud scoring with the processor.
Further to the computer-readable medium storing instructions for identifying travel-related cookies, linking them to customer accounts via IP, sending travel notifications about airline, hotel, search, and agency website activity and plane, rail, car, or cruise transactions, factoring the associated travel transaction into future fraud scoring. The system uses travel purchase behavior and patterns to help determine future fraud risk. It analyzes previous transactions to build a risk profile to improve fraud detection.
Unknown
September 5, 2017
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