Patentable/Patents/US-10262358
US-10262358

Merchant continuity correction using cardholder loyalty information

PublishedApril 16, 2019
Assigneenot available in USPTO data we have
Inventorsnot available in USPTO data we have
Technical Abstract

A computer-implemented method of maintaining continuity of transaction data associated with a merchant within a payment card network includes identifying new merchant IDs and associated new merchant information from a database, the new merchant IDs and associated new transactions generated after a predetermined timestamp; and identifying discontinued merchant IDs and associated discontinued merchant information from the database, the discontinued merchant IDs associated only with older transactions generated before the predetermined timestamp and thus appearing to have been discontinued after the predetermined timestamp. The method further includes linking a new merchant ID to a discontinued merchant ID based on continued loyalty of payment card holders, the linked pair of new merchant and discontinued merchant ID having common payment card accounts associated therewith, thereby maintaining continuity of transaction data associated with the merchant corresponding to the linked pair of new and discontinued merchant IDs.

Patent Claims

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Patent Metadata

Filing Date

May 2, 2013

Publication Date

April 16, 2019

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Cite as: Patentable. “Merchant continuity correction using cardholder loyalty information” (US-10262358). https://patentable.app/patents/US-10262358

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