Patentable/Patents/US-10803519
US-10803519

Systems and methods for locating funding opportunities

PublishedOctober 13, 2020
Assigneenot available in USPTO data we have
Inventorsnot available in USPTO data we have
Technical Abstract

A system for locating funding opportunities is disclosed. The system may include at least one memory for storing instructions and at least one processor configured to execute the instructions to perform operations. The operations include receiving answers to queries presented to a user at an electronic interface, the answers comprising financial information; predicting, based on the financial information, a funding opportunity and a success rate for establishing a business, the funding opportunity and the success rate being determined based on a plurality of supervised learning techniques; searching the Internet to identify data relating to real-time funding announcements; comparing the data to the funding opportunity and the success rate; assigning a ranking value to the funding opportunity, the ranking value being based on the data comparison and being associated with a plurality of rules; and calculating, based on the rules, an estimated timeline for financing the funding opportunity.

Patent Claims
23 claims

Legal claims defining the scope of protection, as filed with the USPTO.

1

1. A system for locating funding opportunities, the system comprising: at least one memory unit for storing instructions; and at least one processor configured to execute the instructions to perform operations comprising: receiving a plurality of answers to queries presented to a user at an electronic interface, the answers comprising financial information; predicting, based on the financial information, a funding opportunity and a success rate for establishing a business, the funding opportunity and the success rate being determined based on a plurality of supervised learning techniques; scraping, based on an identification of a change to a webpage, data from the webpage to identify data relating to real-time funding announcements, wherein scraping of the data comprises scraping at different time intervals based on a source of the webpage; comparing the data to the funding opportunity and the success rate; assigning a ranking value to the funding opportunity, the ranking value being based on the data comparison and being associated with a plurality of rules; and calculating, based on the rules, an estimated timeline for financing the funding opportunity.

2

2. The system of claim 1 , wherein the queries are associated with at least one of the user's business, funding history, funding needs, industry, or location.

3

3. The system of claim 1 , wherein the supervised learning techniques comprise at least one of classification techniques, regression techniques, Simplelogistics, Naive Bayes, or RandomForest.

4

4. The system of claim 1 , wherein the operations further comprise: analyzing financial information from at least one of Crunchbase, Forbes, or NAICS codes; and predicting the funding opportunity and the success rate based on the financial information analysis.

5

5. The system of claim 1 , wherein the operations further comprise accessing data from at least one of a Twitter Firehose API or a Twitter Search API.

6

6. The system of claim 1 , wherein the rules comprise instructions communicated in an electronic message to the user and displayed at the electronic interface.

7

7. The system of claim 1 , wherein the operations further comprise calculating an estimated timeline based on a predictive model.

8

8. The system of claim 1 , wherein the change to the website comprises a change in an electronic link displayed on the webpage.

9

9. A computer-implemented method for locating funding opportunities, comprising: receiving a plurality of answers to queries presented to a user at an electronic interface, the answers comprising financial information; predicting, based on the financial information, a funding opportunity and a success rate for establishing a business, the funding opportunity and the success rate being determined based on a plurality of supervised learning techniques; scraping, based on an identification of a change to a webpage, data from the webpage to identify data relating to real-time funding announcements, wherein scraping of the data comprises scraping at different time intervals based on a source of the webpage; comparing the data to the funding opportunity and the success rate; assigning a ranking value to the funding opportunity, the ranking value being based on the data comparison and being associated with a plurality of rules; and calculating, based on the rules, an estimated timeline for financing the funding opportunity.

10

10. The computer-implemented method of claim 9 , wherein the queries are associated with at least one of the user's business, funding history, funding needs, industry, or location.

11

11. The computer-implemented method of claim 9 , wherein the supervised learning techniques comprise at least one of classification techniques, regression techniques, Simplelogistics, Naive Bayes, or RandomForest.

12

12. The computer-implemented method of claim 9 , the method further comprising: analyzing financial information from at least one of Crunchbase, Forbes, or NAICs codes; and predicting the funding opportunity and the success rate based on the financial information analysis.

13

13. The computer-implemented method of claim 9 , the method further comprising accessing data from at least one of a Twitter Firehose API or a Twitter Search API.

14

14. The computer-implemented method of claim 9 , the method further comprising communicating the rules in an electronic message to the user for display at the electronic interface.

15

15. The computer-implemented method of claim 9 , the method further comprising calculating an estimated timeline based on a predictive model.

16

16. The method of claim 9 , wherein the change to the website comprises a change in an electronic link displayed on the webpage.

17

17. A non-transitory computer-readable medium storing instructions that, when executed by a processor, cause the processor to perform operations comprising: receiving a plurality of answers to queries presented to a user at an electronic interface, the answers comprising financial information; predicting, based on the financial information, a funding opportunity and a success rate for establishing a business, the funding opportunity and the success rate being determined based on a plurality of supervised learning techniques; scraping, based on an identification of a change to a webpage, data from the webpage to identify data relating to real-time funding announcements, wherein scraping of the data comprises scraping at different time intervals based on a source of the webpage; comparing the data to the funding opportunity and the success rate; assigning a ranking value to the funding opportunity, the ranking value being based on the data comparison and being associated with a plurality of rules; and calculating, based on the rules, an estimated timeline for financing the funding opportunity.

18

18. The non-transitory computer-readable medium of claim 17 , wherein the queries are associated with at least one of the user's business, funding history, funding needs, industry, or location.

19

19. The non-transitory computer-readable medium of claim 17 , wherein the supervised learning techniques comprise at least one of classification techniques, regression techniques, Simplelogistics, Naive Bayes, or RandomForest.

20

20. The non-transitory computer-readable medium of claim 17 , wherein the operations further comprise: analyzing financial information from at least one of Crunchbase, Forbes, or NAICs codes; and predicting the funding opportunity and the success rate based on the financial information.

21

21. The non-transitory computer-readable medium of claim 17 , wherein the operations further comprise accessing data from at least one of a Twitter Firehose API or a Twitter Search API.

22

22. The non-transitory computer-readable medium of claim 17 , wherein the operations further comprise communicating the rules in an electronic message to the user for display at the electronic interface.

23

23. The non-transitory computer-readable medium of claim 17 , wherein the change to the website comprises a change in an electronic link displayed on the webpage.

Classification Codes (CPC)

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Patent Metadata

Filing Date

July 8, 2019

Publication Date

October 13, 2020

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