A system and method for third-party food and dining ordering control, comprising at least one device capable of accessing the internet which may be a mobile device or personal computing device such as a laptop or desktop, a web application, and a point-of-sale system at a restaurant or retailer, wherein users of the web application may deposit funds into an account and set regulations on what they may purchase with the deposited funds, or have an administrator set up an account for them such as a parent setting up an account for a child or a doctor setting up an account for a patient, allowing the parent or doctor or other administrator to regulate what the sub-user such as the child or patient may purchase, in keeping with budget, diet, and lifestyle restrictions, and which may utilize zero-step authentication to allow for seamless use of the service at certain establishments.
Legal claims defining the scope of protection, as filed with the USPTO.
1. A system for exercising third-party control over a first person's food and dining ordering, comprising: a payment facilitation server comprising a first plurality of programming instructions stored in a memory of, and operating on a processor of, a first computing device, wherein the plurality of programming instructions, when operating on the processor, cause the first computing device to: receive user account data for a registered user from a user device via a network, wherein the data received from the registered user may be encrypted; store the user account data in a database; receive a deposit request from the registered user, the deposit request comprising financial information necessary to deposit funds from the registered user's financial account; process a funds transfer from the registered user's financial account to the stored user account so that stored funds are associated with the registered user; associate a subordinate user with the registered user, wherein the subordinate user may be authorized to use the stored funds; receive a merchant authorization from the registered user, the merchant authorization comprising at least one merchant where the stored funds may be used to conduct a transaction; store the merchant authorization in the stored user account; provide zero-step authorization wherein a subordinate user is automatically authorized to perform a transaction at a specific restaurant or retail location using funds associated with the registered user, the authorization comprising the steps of: comparing of the restaurant or retail location against any available stored merchant authorizations for the subordinate user to determine whether the subordinate user is authorized to perform the transaction at the restaurant or retail location; and comparing any stored merchant authorizations against the registered user corresponding to the funds used in the transaction to determine whether the merchant authorization was provided by the registered user; permit the transaction using the stored funds corresponding to the registered user to process only if the subordinate user is authorized via the zero-step authentication; and transmit a notification over the network to the registered user based on the attempted transaction; and a payment facilitation device comprising a second plurality of programming instructions stored in a memory of, and operating on a processor of, the payment facilitation device, wherein the second plurality of programming instructions, when operating on the processor of the payment facilitation device, cause the payment facilitation device to: detect a wireless mobile device registered to the subordinate user; establish a wireless connection with the wireless mobile device; obtain a device identifier for the wireless mobile device; send the device identifier to the payment facilitation server; receive customer information for the wireless mobile device from the payment facilitation server; display a photograph of the user associated with the wireless mobile device for confirmation of the identity of the subordinate user; transmit transaction details to a mobile device of the registered user for approval, the transaction details comprising a transaction amount; receive authentication of the transaction details from the registered user mobile device; and send the transaction details to the payment facilitation server for processing of the transaction.
2. The system of claim 1 , wherein the registered user and any specified subordinate users provide biometric information for the purpose of authentication with the system.
3. The system of claim 2 , wherein the zero-step authorization uses the biometric data for authentication.
4. The system of claim 1 , wherein the merchant authorization is based on patient dietary restrictions.
5. The system of claim 4 , wherein the registered user is a guardian and the subordinate user is a dependent.
6. The system of claim 4 , wherein the registered user is a medical professional and the subordinate user is a patient.
7. The system of claim 1 , wherein the notification is transmitted via any one or combination of email, SMS messaging, or messages seen upon logging into a web application.
Cooperative Patent Classification codes for this invention. Click any code to explore related patents in that topic.
August 27, 2020
January 25, 2022
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