Technologies for unwrappable virtual egifts enabling recipients to redeem gift credits using payment accounts. In some examples, a system identifies a merchant associated with a giver, the giver being associated with a giver payment account and a recipient being associated with a recipient payment account. The system associates a policy with the gift credit and generates an image underlay identifying the gift credit and an image overlay hiding the image underlay and gift credit, the image overlay including a separable flap having a portion that appears unadhered to the image underlay, the separable flap being configured to trigger, in response to an input, an animated unwrapping effect that removes the image overlay to reveal the image underlay and gift credit. The system presents the image overlay and, in response to receiving the input, generates the animated unwrapping effect to remove the image overlay and reveal the image underlay.
Legal claims defining the scope of protection, as filed with the USPTO.
3. The method of claim 1, wherein the image underlay identifies the gift credit and the merchant, wherein presenting the image underlay comprises displaying the gift credit and the merchant, and wherein the gift credit corresponds to purchases with the merchant via a recipient payment account.
4. The method of claim 3, wherein the animated unwrapping effect removes the image overlay to reveal the image underlay identifying the gift credit and the merchant associated with the gift credit.
8. The method of claim 1, wherein the policy further comprises at least one of: a class of goods or services, an amount of money, a ceiling amount of money, a time frame for use of the gift credit, one or more recipient payment accounts that when used can trigger a transfer of at least part of the amount of money from the giver payment account to the one or more recipient payment accounts, and a predetermined period of time in which all the gift credit must be used before the gift credit expires, a remainder amount of money transferrable from the giver payment account to the recipient payment account.
11. The system of claim 9, wherein the image underlay identifies the gift credit and the merchant, wherein presenting the image underlay comprises displaying the gift credit and the merchant, and wherein the gift credit corresponds to purchases with the merchant via a recipient payment account.
12. The system of claim 11, wherein the animated unwrapping effect removes the image overlay to reveal the image underlay identifying the gift credit and the merchant associated with the gift credit.
Cooperative Patent Classification codes for this invention. Click any code to explore related patents in that topic.
March 16, 2021
September 27, 2022
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