An electronic device is provided. The electronic device includes a camera, a memory configured to store a model learned to determine whether a user performing authentication for a financial service is in a threat situation, and a processor configured to perform authentication for the financial service based on biometrics information of the user performing authentication for the financial service. The processor may acquire an image by photographing the user performing authentication through the camera, acquire information on whether the user performing authentication is in a threat situation from the learned model, with information acquired from the image as input of the learned model, and perform authentication for the financial service according to the acquired information. At least a part of the learned model is an artificial intelligent algorithm, which may be performed according to at least one of machine learning, neural network, or deep learning algorithm.
Legal claims defining the scope of protection, as filed with the USPTO.
2. The electronic device of claim 1, wherein the learned model is further configured to determine whether the user is in a threat situation using information on at least one of a movement of the user's eyes, pulse rate, facial color change, facial expression, a place where the user is present.
4. The electronic device of claim 1, wherein the biometrics information comprises at least one of a voice, a face, or a fingerprint of the user.
5. The electronic device of claim 1, wherein the processor is further configured to perform authentication for the financial service using predetermined specific biometrics information.
10. The authentication method of claim 9, wherein the learned model is further configured to determine whether the user is in a threat situation using information on at least one of a movement of the user's eyes, pulse rate, facial color change, facial expression, a place where the user is present.
12. The authentication method of claim 9, wherein the biometrics information comprises at least one of a voice, a face, or a fingerprint of the user.
13. The authentication method of claim 10, wherein the performing the authentication comprises performing authentication for the financial service using predetermined specific biometrics information.
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March 22, 2019
March 14, 2023
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