In a method for transferring payment account information, a payment information transfer request is received from an account holder device associated with a first provider account. A list of payees to which electronic payments have been made from the first provider account is transmitted to the account holder device for display to the account holder and a user selection of at least one selected payee from the list of one or more payees is received from the account holder device. A payment account information data file is assembled in a predetermined data format, the file including payment account information for each selected payee. The payment account information data file is then transmitted to at least one of the set consisting of the account holder device and an information processing system of a second account provider.
Legal claims defining the scope of protection, as filed with the USPTO.
4. The method of claim 2, wherein the payment account information data file is accessible via the network-accessible location for a limited time period.
5. The method of claim 1, wherein the payment account information of the at least one selected payee is for processing a payment to the at least one selected payee via ACH transfer.
6. The method of claim 5, wherein the payment account information includes regular payment amount and timing information.
7. The method of claim 1, wherein the payment account information of the at least one selected payee is for processing a wire transfer to the at least one selected payee.
8. The method of claim 1, wherein the payment account information data file includes account holder information.
9. The method of claim 8, wherein the account holder information includes at least one of the set consisting of a physical address, an email address, a phone number, and some or all of an identifier unique to the account holder.
14. The account information processing server of claim 13, wherein the plurality of transactions includes at least one payment via ACH transfer.
15. The account information processing server of claim 13, wherein the plurality of transactions includes at least one wire transfer.
16. The account information processing server of claim 12, wherein the payment account information data file includes account holder information.
17. The account information processing server of claim 12, wherein the payment information assembly processor is further configured to encrypt at least a portion of the payment account information data file.
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June 17, 2020
June 13, 2023
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