Patentable/Patents/US-12008542
US-12008542

Systems and methods for performing payment transactions using indicia-based associations between user interfaces

PublishedJune 11, 2024
Assigneenot available in USPTO data we have
Inventorsnot available in USPTO data we have
Technical Abstract

Systems and methods are disclosed for performing payment transactions using indicia-based associations between two or more user interfaces. One method includes: receiving transaction information related to a user's selection of goods or services from a merchant; generating an indicia encoding the transaction information related to the selected goods or services, the merchant, and the transaction amount; transmitting the indicia to be displayed, and to enable a user interface of a first user device to scan the indicia and extract the transaction information; receiving from the first user device, an authorization to process the payment transaction using a mobile payment source; and if sufficient resources exist in the mobile payment source: generating and transmitting a low value token to the merchant indicating the authorization of the payment transaction, wherein the low value token conceals the information related to the mobile payment source; and processing the transaction using the mobile payment source.

Patent Claims
4 claims

Legal claims defining the scope of protection, as filed with the USPTO.

3

3. The computer-implemented method of claim 2, wherein the indicia is displayed on a user interface of an external user device that is different from the first user device, and wherein the display of the indicia is scanned by the first user device.

9

9. The computer-implemented method of claim 1, wherein generating and transmitting a token indicating the authorization of the payment transaction is performed using an application programming interface.

14

14. The system of claim 13, wherein the indicia is displayed on a user interface of an external user device that is different from the first user device, and wherein the display of the indicia is scanned by the first user device.

17

17. The system of claim 11, wherein generating and transmitting a token indicating the authorization of the indicia-based payment transaction is performed using an application programming interface.

Classification Codes (CPC)

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Patent Metadata

Filing Date

August 26, 2021

Publication Date

June 11, 2024

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Cite as: Patentable. “Systems and methods for performing payment transactions using indicia-based associations between user interfaces” (US-12008542). https://patentable.app/patents/US-12008542

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