Logic to determine a record indicating an authentication by a first multi-factor authentication does not exist for a user in a memory. Logic to receive a request for issuance of a transaction token for a financial transaction, maintain a situation-specific predetermined value for each of a plurality of predetermined situations, and select the situation-specific predetermined value of the predetermined situation in the request, and sum a number of requested transaction tokens. And logic to retrieve the predetermined value and a predetermined number of transaction tokens, issue the transaction token, and complete the financial transaction using the transaction token issued.
Legal claims defining the scope of protection, as filed with the USPTO.
2. The non-transitory machine-readable medium as claimed in claim 1, wherein the transaction token is a virtual credit card, and the value needed for the transaction token is the monetary amount.
4. The non-transitory machine-readable medium as claimed in claim 1, wherein the transaction token includes identifier data mapping back to at least one of: identification of an individual; a prior session conducted previously; a financial service account; or a primary account number.
7. The non-transitory machine-readable medium of claim 6, wherein operation of the browser extension is device specific, requiring the first multi-factor authentication be performed after reinstalling the browser extension onto a same device or after installing the browser extension onto a new device.
9. The computing device as claimed in claim 8, wherein the transaction token is a virtual credit card, the value needed for the transaction token is a monetary value, and the predetermined value is a predetermined monetary amount.
11. The computing device as claimed in claim 8, wherein the transaction token includes identifier data mapping back to at least one of: identification of an individual; a prior session conducted previously; a financial service account; or a primary account number.
14. The computing device of claim 13, wherein operation of the browser extension is device specific, requiring the first multi-factor authentication be performed after reinstalling the browser extension onto a same device or after installing the browser extension onto a new device.
16. The computer-implemented method as claimed in claim 15, wherein the transaction token is a virtual credit card, and the predetermined value is a predetermined monetary amount.
18. The computer-implemented method as claimed in claim 15, wherein the transaction token includes identifier data mapping back to at least one of: an identification of an individual; a prior session conducted previously; a financial service account; or a primary account number.
Cooperative Patent Classification codes for this invention. Click any code to explore related patents in that topic.
August 16, 2021
July 2, 2024
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