Disclosed are a system and techniques for authenticating voice transactions with a payment card. A system example may include a purchase application executing on a smart digital device, and a payment card. The purchase application may receive an item purchase request via an audio input device of the smart digital device for an item available to purchase. The received item purchase request may be sent to an application server or the like, and, in response, a list of merchants offering the item available for purchase and each merchant's price for the item available to purchase may be received. The list may be presented on a smart digital device display for selection of at least one of the merchants selling the item may be received. A payment card may be inserted into the smart digital device's near-field communication field to provide a signal containing encrypted data.
Legal claims defining the scope of protection, as filed with the USPTO.
4. The method of claim 1, wherein the selection of the item to purchase is received via at least one of an input to the display device, an input button, or a voice command.
6. The smart digital device of claim 5, wherein the processor is to receive the consolidated list of items available for purchase from a data store.
8. The smart digital device of claim 5, wherein the selection of the item to purchase is received via at least one of an input to a touchscreen display, an input button, or a voice command.
9. The smart digital device of claim 5, wherein the output device on which the consolidated list of items available for purchase is output, is a mobile device associated with the smart digital device.
10. The smart digital device of claim 9, wherein the consolidated list of items available for purchase is output to the mobile device via a message transmitted to a number associated with the mobile device.
11. The smart digital device of claim 10, wherein the message transmitted to the number associated with the mobile device comprises a link, which when selected causes the consolidated list of items available for purchase to be displayed on the mobile device.
12. The smart digital device of claim 5, wherein the output device on which the consolidated list of items available for purchase is output is a display device of the smart digital device.
13. The method of claim 1, wherein the display device on which the consolidated list of items available for purchase are output, is a mobile device distinct from the smart digital device.
14. The method of claim 13, wherein outputting the consolidated list of items available for purchase are output to the mobile device comprises sending a link in a message to a phone number associated with the mobile device.
Cooperative Patent Classification codes for this invention. Click any code to explore related patents in that topic.
July 8, 2019
September 10, 2024
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