Embodiments of the present invention encompass systems and methods for use in identity authentication. One illustrative application is in the context of authenticating the identity of a subject by verifying items of identifying information stored by, or accessible through, a plurality of data sources. In particular, a multi-item query can be presented to multiple data sources and the results of the query can be combined into an overall composite result that can be used to authenticate the subject's identity.
Legal claims defining the scope of protection, as filed with the USPTO.
1. A computer program product comprising processor-executable instructions stored in a non-transitory machine-readable medium for use in automating verification of a purported identity of an individual authentication subject, the executable instructions comprising: (a) a user interface for receiving a plurality of identifying items representing the purported identity of the subject; (b) a linking component that, for each received identification item, identifies a pair-wise link to each other identification item; (c) a data source interface component for querying a plurality of separate, independent data sources to obtain a response from each of them, wherein the query to each data source presents a corresponding linked pair of the identifying items for verification; (d) the data source interface component further arranged to receive in response from each data source a respective confidence level corresponding to each pair-wise association among the identifying items; and (e) a results compiler for combining the received confidence levels into an overall authentication result regarding the purported identity of the individual authentication subject.
2. The computer program product of claim 1 wherein the data source interface component has access to characterization information for each data source, and the data source interface component selectively presents the queries to one or more of the data sources depending on the characterization information for each data source and the item type for each of the identifying items.
3. The computer program product of claim 2 wherein the identifying items include Name, Social Security Number (SSN), Address, and Date of Birth (DOB).
4. The computer program product of claim 3 wherein the characterization information for each data source includes at least one of content, indexing, accuracy, and coverage.
5. The computer program product of claim 3 wherein the characterization information for each data source includes at least one of content, importance, and restriction ratings.
Cooperative Patent Classification codes for this invention. Click any code to explore related patents in that topic.
February 8, 2008
June 29, 2010
Browse 5M+ US patents with plain-English claim translations and AI-generated analysis.