Data entry fields for entering a transaction fee structure are laid out in a grid of rows and in three or four columns. Data entered in a field in the second column defines the end point amount for a tier of transactions and is automatically populated into the field in the first column in the next row to define the starting point for the next tier of transactions. Data entered into a field in the third or fourth column defines a fee level for the tier of transactions defined by the amounts in the fields in the same row and in the first and second columns.
Legal claims defining the scope of protection. Each claim is shown in both the original legal language and a plain English translation.
1. A method comprising: displaying, via processor, a data entry page that includes: (a) a first column of data fields, said fields in said first column for displaying tier start currency amounts; (b) a second column of data fields, said fields in said second column for receiving numerical data entry and for displaying data in regard to tier end currency amounts; and (c) a third column of data fields, said fields in said third column for receiving numerical data entry and for displaying data in regard to tier fee level amounts; receiving numerical data entry indicative of a first tier end currency amount in a first one of said fields in said second column, said first one of said fields in said second column located in a first row of data fields; and in response to receiving said numerical data entry indicative of the first tier end currency amount, automatically populating a certain data field with said first tier end currency amount as a second tier start currency amount, said certain data field located in said first column and located in a second row of data fields, said second row immediately below said first row.
A computer displays a data entry page with a grid of data fields organized into three columns. The first column displays currency amounts that represent the starting points for transaction tiers. The second column allows users to enter numerical data for the ending points of those tiers. When a user enters a tier end currency amount in the second column (in the first row), the system automatically copies this value into the first column of the next row down, pre-filling the starting point for the subsequent transaction tier.
2. The method of claim 1 , further comprising: receiving numerical data entry indicative of a second tier end currency amount in a second one of said fields in said second column, said second one of said fields in said second column located in said second row of data fields; and in response to receiving said numerical data entry indicative of the second tier end currency amount, automatically populating a second certain data field with said second tier end currency amount as a third tier start currency amount, said second certain data field located in said first column and located in a third row of data fields, said third row immediately below said second row.
Building on the previous description, after the system auto-populates the next tier's starting amount, the user enters an end currency amount for this second tier in the second column of the second row. The system then automatically populates the first column of the third row with this second tier end currency amount as the starting amount for the third tier of transactions. This creates a linked sequence of tier ranges for fee calculations.
3. The method of claim 2 , further comprising: receiving numerical data entry indicative of tier fee level amounts in said data fields of said third column.
Expanding on the previous method, the user also inputs numerical data into the third column's data fields. These entries represent the fee level amounts associated with each transaction tier defined in the corresponding row by the start and end currency amounts in the first and second columns. This allows users to define specific fees for different transaction volume ranges.
4. The method of claim 3 , further comprising: storing a transaction fee profile based at least in part on said received numerical data entries.
In addition to the prior description, the system stores a transaction fee profile using the numerical data entered by the user, including the tier start amounts, tier end amounts, and tier fee level amounts. This stored profile can then be used to automatically calculate fees for future transactions based on their amount and the defined tier structure.
5. The method of claim 3 , further comprising: storing a foreign exchange fee profile based at least in part on said received numerical data entries.
In addition to the prior description, the system stores a foreign exchange fee profile using the numerical data entered by the user, including the tier start amounts, tier end amounts, and tier fee level amounts. This stored profile can then be used to automatically calculate foreign exchange fees for future transactions based on their amount and the defined tier structure.
6. The method of claim 1 , wherein said data entry page further includes: (d) a fourth column of data fields, said fields in said fourth column for receiving numerical data entry and for displaying data in regard to tier percentage fee level amounts.
Expanding on the initial grid layout, the data entry page now includes a fourth column of data fields. This fourth column is used for entering and displaying percentage-based fee levels for each transaction tier, in addition to or instead of the fixed fee amounts defined in the third column.
7. The method of claim 1 , wherein the fee level amount is expressed as a percentage.
The fee level amount, that the user can specify for each tier, is expressed as a percentage of the transaction amount. Instead of defining a fixed fee amount, the user can define a percentage to be charged for transactions within that tier's range.
8. An apparatus comprising: a processor; a display device operatively coupled to the processor; and a memory device in communication with the processor and storing program instructions, the processor operative with the program instructions to: cause the display device to display a data entry page that includes: (a) a first column of data fields, said fields in said first column for displaying tier start currency amounts; (b) a second column of data fields, said fields in said second column for receiving numerical data entry and for displaying data in regard to tier end currency amounts; and (c) a third column of data fields, said fields in said third column for receiving numerical data entry and for displaying data in regard to tier fee level amounts; receive numerical data entry indicative of a first tier end currency amount in a first one of said fields in said second column, said first one of said fields in said second column located in a first row of data fields; and in response to receiving said numerical data entry indicative of the first tier end currency amount, automatically populate a certain data field with said first tier end currency amount as a second tier start currency amount, said certain data field located in said first column and located in a second row of data fields, said second row immediately below said first row.
A computer system with a processor, a display, and memory displays a data entry page with a grid of data fields organized into three columns. The first column displays currency amounts that represent the starting points for transaction tiers. The second column allows users to enter numerical data for the ending points of those tiers. When a user enters a tier end currency amount in the second column (in the first row), the system automatically copies this value into the first column of the next row down, pre-filling the starting point for the subsequent transaction tier.
9. The apparatus of claim 8 , wherein the processor is further operative with the program instructions to: receive numerical data entry indicative of a second tier end currency amount in a second one of said fields in said second column, said second one of said fields in said second column located in said second row of data fields; and in response to receiving said numerical data entry indicative of the second tier end currency amount, automatically populate a second certain data field with said second tier end currency amount as a third tier start currency amount, said second certain data field located in said first column and located in a third row of data fields, said third row immediately below said second row.
Building on the apparatus described previously, after the system auto-populates the next tier's starting amount, the user enters an end currency amount for this second tier in the second column of the second row. The system then automatically populates the first column of the third row with this second tier end currency amount as the starting amount for the third tier of transactions. This creates a linked sequence of tier ranges for fee calculations.
10. The apparatus of claim 9 , wherein the processor is further operative with the program instructions to: receive numerical data entry indicative of tier fee level amounts in said data fields of said third column.
Expanding on the previous apparatus, the user also inputs numerical data into the third column's data fields. These entries represent the fee level amounts associated with each transaction tier defined in the corresponding row by the start and end currency amounts in the first and second columns. This allows users to define specific fees for different transaction volume ranges.
11. The apparatus of claim 10 , wherein the processor is further operative with the program instructions to: store a transaction fee profile based at least in part on said received numerical data entries.
In addition to the prior apparatus description, the system stores a transaction fee profile using the numerical data entered by the user, including the tier start amounts, tier end amounts, and tier fee level amounts. This stored profile can then be used to automatically calculate fees for future transactions based on their amount and the defined tier structure.
12. The apparatus of claim 10 , wherein the processor is further operative with the program instructions to: store a foreign exchange fee profile based at least in part on said received numerical data entries.
In addition to the prior apparatus description, the system stores a foreign exchange fee profile using the numerical data entered by the user, including the tier start amounts, tier end amounts, and tier fee level amounts. This stored profile can then be used to automatically calculate foreign exchange fees for future transactions based on their amount and the defined tier structure.
13. The apparatus of claim 8 , wherein said data entry page further includes: (d) a fourth column of data fields, said fields in said fourth column for receiving numerical data entry and for displaying data in regard to tier percentage fee level amounts.
Expanding on the initial grid layout in the apparatus, the data entry page now includes a fourth column of data fields. This fourth column is used for entering and displaying percentage-based fee levels for each transaction tier, in addition to or instead of the fixed fee amounts defined in the third column.
14. The apparatus of claim 8 , wherein the fee level amount is expressed as a percentage.
The fee level amount, that the user can specify for each tier in the described apparatus, is expressed as a percentage of the transaction amount. Instead of defining a fixed fee amount, the user can define a percentage to be charged for transactions within that tier's range.
15. An article of manufacture comprising: a computer readable medium having computer readable program code means embodied therein for permitting definition of fee profiles for remittance transactions, the computer readable program code means in said article of manufacture comprising: computer readable program code means for displaying a data entry page that includes: (a) a first column of data fields, said fields in said first column for displaying tier start currency amounts; (b) a second column of data fields, said fields in said second column for receiving numerical data entry and for displaying data in regard to tier end currency amounts; and (c) a third column of data fields, said fields in said third column for receiving numerical data entry and for displaying data in regard to tier fee level amounts; computer readable program code means for receiving numerical data entry indicative of a first tier end currency amount in a first one of said fields in said second column, said first one of said fields in said second column located in a first row of data fields; and computer readable program code means for, in response to receiving said numerical data entry indicative of the first tier end currency amount, automatically populating a certain data field with said first tier end currency amount as a second tier start currency amount, said certain data field located in said first column and located in a second row of data fields, said second row immediately below said first row.
A computer-readable medium contains instructions for defining fee profiles for remittance transactions. The instructions, when executed, display a data entry page with a grid of data fields organized into three columns. The first column displays currency amounts that represent the starting points for transaction tiers. The second column allows users to enter numerical data for the ending points of those tiers. When a user enters a tier end currency amount in the second column (in the first row), the system automatically copies this value into the first column of the next row down, pre-filling the starting point for the subsequent transaction tier.
16. The article of manufacture of claim 15 , further comprising: computer readable program code means for receiving numerical data entry indicative of a second tier end currency amount in a second one of said fields in said second column, said second one of said fields in said second column located in said second row of data fields; and computer readable program code means for, in response to receiving said numerical data entry indicative of the second tier end currency amount, automatically populating a second certain data field with said second tier end currency amount as a third tier start currency amount, said second certain data field located in said first column and located in a third row of data fields, said third row immediately below said second row.
Building on the previous computer-readable medium description, after the system auto-populates the next tier's starting amount, the user enters an end currency amount for this second tier in the second column of the second row. The system then automatically populates the first column of the third row with this second tier end currency amount as the starting amount for the third tier of transactions. This creates a linked sequence of tier ranges for fee calculations.
17. The article of manufacture of claim 16 , further comprising: computer readable program code means for receiving numerical data entry indicative of tier fee level amounts in said data fields of said third column.
Expanding on the previous computer-readable medium, the user also inputs numerical data into the third column's data fields. These entries represent the fee level amounts associated with each transaction tier defined in the corresponding row by the start and end currency amounts in the first and second columns. This allows users to define specific fees for different transaction volume ranges.
18. The article of manufacture of claim 17 , further comprising: computer readable program code means for storing a transaction fee profile based at least in part on said received numerical data entries.
In addition to the prior description of the computer-readable medium, the system stores a transaction fee profile using the numerical data entered by the user, including the tier start amounts, tier end amounts, and tier fee level amounts. This stored profile can then be used to automatically calculate fees for future transactions based on their amount and the defined tier structure.
19. The article of manufacture of claim 17 , further comprising: computer readable program code means for storing a foreign exchange fee profile based at least in part on said received numerical data entries.
In addition to the prior description of the computer-readable medium, the system stores a foreign exchange fee profile using the numerical data entered by the user, including the tier start amounts, tier end amounts, and tier fee level amounts. This stored profile can then be used to automatically calculate foreign exchange fees for future transactions based on their amount and the defined tier structure.
20. The article of manufacture of claim 15 , wherein said data entry page further includes: (d) a fourth column of data fields, said fields in said fourth column for receiving numerical data entry and for displaying data in regard to tier percentage fee level amounts.
Expanding on the initial grid layout in the computer-readable medium, the data entry page now includes a fourth column of data fields. This fourth column is used for entering and displaying percentage-based fee levels for each transaction tier, in addition to or instead of the fixed fee amounts defined in the third column.
21. The article of manufacture of claim 15 , wherein the fee level amount is expressed as a percentage.
The fee level amount, that the user can specify for each tier in the described computer-readable medium, is expressed as a percentage of the transaction amount. Instead of defining a fixed fee amount, the user can define a percentage to be charged for transactions within that tier's range.
Cooperative Patent Classification codes for this invention. Click any code to explore related patents in that topic.
December 5, 2007
June 25, 2013
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